Delaney Simchuk, Car Insurance Writer
@delaney_simchuk
Your insurance rates will not go up if you use roadside assistance. While you do need to file a claim with your insurance company when using the service, your insurer is unlikely to increase your premiums for using roadside assistance.
Popular Insurance Companies That Offer Roadside Assistance
A roadside assistance plan will cost you anywhere between $1-$15 per month, depending on what your plan includes. Towing to the nearest service facility, jump-starts, fuel delivery, and tire changes are among the basic services included in a roadside assistance plan. Check out Wallethub's article on the best roadside assistance plans to find one that's best suited for your needs.
People also ask
Does AAA have roadside assistance?
AAA offers roadside assistance starting at $64.99 per year. To get immediate roadside assistance help, AAA members can request service online, through the AAA mobile app, or by calling 800-AAA-HELP (800-222-4357).
What AAA’s Basic Roadside Assistance Cover
- Tow service
- Jump starts
- Fuel delivery
- Lockout service
- Tire change
- Trip interuption reimbursement
- Legal defense reimbursement
AAA offers Classic, Plus, and Premier plans. AAA Classic is the cheapest and...
read full answer by WalletHub, Financial CompanyDoes car insurance cover towing?
Car insurance does not cover towing if you have a liability-only policy, but it might if you have full coverage. Many full coverage car insurance policies will reimburse drivers for towing that results from a collision but won’t cover towing due to a mechanical issue or breakdown.
Some full coverage policies only cover towing if you pay extra for roadside assistance, though. Roadside assistance is usually an easy and affordable add-on. You can add it...
read full answer by John S Kiernan, Managing EditorDoes getting your car towed affect your insurance?
It is unlikely that getting your car towed will affect your insurance, whether it’s towed by authorities or because of mechanical problems. If your car is towed by local authorities, it will only affect your insurance if the towing was because of a violation that goes on your driving record, like a DUI. Similarly, your insurance rates might go up if you frequently use the towing service included in your company’s roadside assistance. However, an occasional...
read full answer by Lilah Butler, Car Insurance WriterDid we answer your question?
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Wrong roadside assistance increased my premium to 260 per month with a clean driving record