Adam McCann, Financial Writer
@adam_mcan
Some good lenders for a $3,000 loan include Citibank, Discover, USAA and Wells Fargo. While there are plenty of places you can get a $3,000 personal loan, these lenders stand out as having especially low costs. They have the potential for low APRs and don’t charge an origination fee to process the loan.
An origination fee can significantly add on to your loan cost in some cases, as lenders might charge anywhere from 0% to 8% of the loan amount. Without an origination fee, the only costs you usually have to worry about are interest charges.
Good options for a $3,000 loan:
| Lender | Loan Sizes | APR Range | Origination Fee | Credit Score Requirement* |
| $2,000 - $50,000 | 7.99% - 17.99% | $0 | 680 | |
| $2,500 - $35,000 | 6.99% - 24.99% | $0 | 660 | |
| $2,500 - $50,000 | 9.49% - 17.75% | $0 | Not disclosed | |
| $3,000 - $100,000 | 5.24% - 22.99% | $0 | 660 | |
| $2,000 - $35,000 | 9.95% - 35.99% | Up to 4.75% | 600 |
*According to multiple third-party sources
While a $3,000 loan from Avant comes with relatively high rates and an origination fee, it’s the best option for people with bad credit. Avant’s minimum credit score requirement is 600, which is 40 points lower than the start of the fair credit range. Other good options for bad credit like LendingPoint and FreedomPlus only offer loans with minimum amounts of $5,000 and $7,500, respectively.
People also ask
Where can I get a good $2,000 loan?
You can get a $2,000 loan from lenders such as Citibank, Avant, Best Egg, and Prosper. The best place to get a $2,000 loan is Citibank because Citi offers personal loans of $2,000 to $50,000 and never charges an origination fee. Most big lenders that don’t charge origination fees have loan minimums above $2,000.
If you’d like to see what $2,000 loan options you might qualify for, use WalletHub’s free pre-qualification tool. You can specify...
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