To apply for a USAA personal loan, visit USAA's website and click the "Apply Now" button. You will then need to log in with your USAA member account, after which you can fill out the application with your personal and financial information.
You can also apply for a USAA personal loan over the phone by calling 210-531-8722 ext. 78612.
USAA will consider people with bad credit (a credit score below 640) for a personal loan, according to customer service, because there is no officially specified USAA credit score requirement. You also need to be eligible for USAA membership to qualify for a USAA personal loan.
Keep in mind that USAA will look at more than just your credit score when evaluating your application for a personal loan. USAA will consider your entire financial profile, including things like your income, existing debts and recent credit inquiries, when deciding whether to approve you.… read full answer
It takes 2 to 4 business days to get money from a USAA personal loan, in most cases. The USAA loan timeline includes around 1 business day to get approved for a USAA loan and another 1 to 3 business days to receive the funds after approval. Keep in mind that this is a typical applicant's experience, and in some cases it could take longer.… read full answer
How to Get Money From USAA as Fast as Possible
Fill out the application carefully. You should make sure that all information you enter on the application is correct and complete. That will eliminate any potential delays from USAA having to request additional information.
Check your credit report for errors. Before you apply, you should verify that everything on your credit report is accurate, as any incorrect negatives on there could impact your chances of approval. If you find any errors, you should dispute them right away to get them removed.
Apply online. Online applications have the fastest processing times since they are automated and streamlined.
Once you get approved for a USAA personal loan, the money will be delivered through an electronic funds transfer to your bank account, which usually takes 1 to 3 business days.
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