The Citi AAdvantage Business Card’s 75,000-mile bonus offer is no longer available. The current initial bonus offer is 65,000 miles for spending $4,000 within 4 months of opening a Citi AAdvantage Business Card account.
The bonus still more than covers the card’s annual fee of $99, which is waived the first year. And when you factor in fees, it’s actually the best Citibank AAdvantage credit card bonus available right now. To get approved for this card - which is officially called the CitiBusiness AAdvantage Platinum Select Mastercard - you’ll need excellent credit.
You need a credit score of at least 700 for a Citi credit card in most cases. That means applicants for Citi credit cards need at least good credit to be approved. But it really depends on which card you’re after. Some Citi credit cards require higher scores, and one has no minimum score at all.… read full answer
Below, you can see what Citi cards your credit score will allow you to pursue, along with other information about approval.
Here’s what else you should know about the credit score you need for a Citi credit card:
Limited History: For those with little or no credit history, the Citi® Secured Mastercard® is a good option. A refundable security deposit of $200 is required. It doesn’t give any rewards, but it does offer a $0 annual fee and can help you rebuild your credit.
Fair credit (640-699): With fair credit, you have a good shot at getting one of Citi’s various store cards. These cards can only be used at their associated store. Some examples of store cards issued by Citi that require at least fair credit are Staples® Credit Card, Best Buy® Store Card and Goodyear Credit Card.
Excellent credit (750 and up): You’ll be eligible for all of Citi’s cards with a score in this range, assuming your income and other information check out. Some excellent-credit-only offerings include Citi Prestige (5 points / $1 spent on purchases at airlines, travel agencies and restaurants and 50,000 bonus points for spending $4,000 in the first 3 months) and Costco Credit Card (cash back oriented, offering 1 - 4% cash back on different spending categories).
Other requirements: It takes more than just a good enough credit score to get Citi credit card approval. In particular, you need enough income to pay the monthly bills, along with your existing debts. You’ll also need a valid Social Security number (or ITIN) and U.S. mailing address.
Citi might send a pre-qualified credit card offer to potential customers, but while this increases your chances for approval, it does not guarantee it. If you have received such an offer, visit Citi’s web page and enter your invitation code and last name to apply. Also, keep in mind that applying for a Citi or any other credit card triggers hard inquiries and can temporarily lower your score - the more inquiries over a short period of time, the more damage to your score. So it’s best to know where you stand before applying for any credit card. You can check your credit score and track your progress for free, right here on WalletHub.
One of the best American Airlines credit card bonus is offered by the American Airlines AAdvantage® Aviator™ Red Credit Card: You’ll get 60,000 miles after making the first purchase within the first 90 days and paying the annual fee. You’ll also get 2 miles / $1 on all American Airlines purchases and 25% discounts on in-flight food and beverage purchases.… read full answer
Here are some of the best American Airlines best credit card bonuses:
Each level of American Airlines elite status requires you to earn “Elite Qualifying Miles” (EQM). The more EQMs you have, the better AA perks you get. AAdvantage Aviator Silver earns 5,000 EQMs for every $20,000 spent in a calendar year (up to 10,000).
Levels start at Gold (25,000 EQM), Platinum (50,000 EQM), Platinum Pro (75,000 EQM), and Executive Platinum (100,000 EQM).
3 miles per $1 spent with American Airlines, 2 miles per $1 spent on hotels and car rentals, 1 mile per $1 spent on all other purchases.
The best American Airlines credit card bonus is subjective and depends on a number of factors. Your spending habits, the rewards you’re after and whether you’re looking for a business or personal card all come into play. Researching and comparing the features, bonuses and fees of each card will allow you to match up the right card with your priorities.
The best Citibank business credit card is the CitiBusiness / AAdvantage Platinum Select World Mastercard. Cardholders earn 2 miles per dollar spent on American Airlines flights, car rentals, gas, and telecom services. They earn 1 mile per dollar on all other purchases. The CitiBusiness / AAdvantage Platinum Select card also has a signup bonus of 50,000 points for spending $3,000 in the first three months. Cardholders receive free checked bags and priority boarding on American Airlines flights, too.… read full answer
Citibank has several business credit cards. The ones you’re likely most familiar with are the Citi / AAdvantage Platinum Select Card and the Costco Anywhere Visa Business Card. But there are a few others too.
Best Citibank Business Credit Cards:
CitiBusiness / AAdvantage Platinum Select World Mastercard
Costco Anywhere Visa Business Card by Citi
Home Depot Business Credit Card
Office Depot Business Credit Card
Staples Business Credit Card
The best thing to do when looking for a business credit card is decide what features are most important to you (0% APR, cash back, travel rewards, etc.). Once you decide that, finding the perfect card for your business is easy.
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