Grace Enfield, Content Writer
@grace_enfield
Some types of loans that do not require a credit check are payday loans, personal loans with no credit check, most federal student loans, and some credit-builder loans. Most of these loans are meant for borrowers with bad or no credit history, so the interest rates and fees might be higher compared to other types of loans.
The best no credit check personal loans are from 60MonthLoans because the company has loan amounts of $2,600 - $10,000, APRs as low as 17.75% and repayment periods of 12 - 60 months. Other notable lenders that offer no credit check personal loans include OppLoans by OppFi and Integra Credit.
Best No Credit Check Personal Loans
| Lender | Loan Amounts | APRs | Repayment Periods |
| $2,600 - $10,000 | 17.75% - 35.90% | 12 - 60 months | |
| $500 - $5,000 | 160% - 195% | 9 - 18 months | |
| $500 - $3,000 | 99% - 399% | 6 - 24 months |
To read more about the top-ranked offers, check out WalletHub’s review of the best no credit check loans. Then, you can estimate your potential rates with our free pre-qualification tool.
Finally, it’s also worth considering credit cards with no credit check if you’re not committed to using a loan.
People also ask
What is the easiest loan to get with bad credit?
The easiest loans to get approved for with bad credit are secured loans because you can use collateral to compensate for your bad credit score. You could also get a co-signed or joint loan and use another person’s creditworthiness to increase your chances for approval. Payday loans, pawnshop loans, and car title loans are easy to get as well, but they’re extremely expensive.
Alternatively, personal loans may offer the lowest rates among loan options...
read full answer by Rick Bormin, Personal Loans ModeratorHow do you get a personal loan with no credit check?
You can get a personal loan with no credit check if you apply with the right lender. For example, OppLoans and 60MonthLoans are two notable personal loan providers that won't do a credit check when you apply, as they evaluate applicants based on factors such as income and employment status instead.
Personal Loans With No Credit Check
- OppLoans: 160% - 195% APR
- 60MonthLoans: 17.75% - 35.90% APR
- Integra Credit: 99% - 399% APR
It’s important...
read full answer by Adam McCann, Financial WriterWhat are the easiest loans to get approved for?
The easiest loans to get approved are loans that don't require a credit check such as payday loans, pawnshop loans, car title loans, and personal loans with no credit check. These types of loans offer quick funding and have minimal requirements, so they’re easy to get even for people with bad credit.
Below, you can compare some of the easiest personal loans to get approved for right now.
Easy Personal Loans to Get Approved For
- Best...
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