It’s a very card to have when you traveling outside of the country, and if for any reason i need more pocket money I’m not without my Bank of America platinum card. I don’t leave home without it. Thanks!

I love my bank American credit card because I have a great rate.✅ balance transfer from higher interest rate cards…great customer service

This is very excellent site and assisted me boost my credit and track it along with my spending. Thanks to WalletHub that helped me in this trend and encouraged me to share it among my friends .

Nice low rate and long 0 interest entry promotion, but could use some rewards once the entry has ended. Likely to only use for large purchases where I don’t usually earn rewards after first 18 months.

This card is terrible. When I first got the card, it was secured and through the bank account I had with them. I put $300 down to secure the line of credit and was told that if I used it and made all of the payments on time and had a zero balance at the year mark, they would graduate it for me and turn it into an unsecured card and I'd get my deposit back. That was in 2013. I applied every year and finally at the beginning of this year, I got my graduation. I have had good credit for the last two of those years. I've never missed a payment and I haven't carried a balance on this card since right before the year mark, so 2014. Every time I've used it since, I have paid it off immediately. When they graduated me, I was approved for a $500 limit and a $39 annual fee, and this card has never had any rewards. I haven't been able to get an increase to save my life and they won't lower the interest rate or remove the fee. I called to ask and they said it was because I have serious delinquencies on my credit. I have two very old accounts in collections that are about to fall off that have not affected my ability to grow my credit score to a beautiful 700+, pick up the American Express every day blue cash card (no annual fee), Chase Sapphire with an $11,000 limit, or the ever difficult to obtain CapitalOne VentureOne card (also with no annual fee) and a $5,000 limit. Clearly I can handle my credit, but I don't know what Bank of America is doing. When I asked them to close my account, they happily said okay. This is funny because just 20 minutes prior, I requested to close my CreditOne card. I feel I have outgrown this card. They fought so hard to keep me with an annual fee refund and the possibility that I'll be able to wipe out some of the features of this card I don't like. More on that in February when I call in and request it, but, I found it a touch disheartening that the Bank of America people didn't even try to keep my business and the really kind of horrible CreditOne people did (the card is horrible, not the people). So, there is my review... take it for what it is worth. Don't be surprised if you kinda get treated like the scum of the Earth even after you've built your credit into the skies. Closing a card never felt so good.

I've had this card for about four and a half years now.they have pretty good service no matter what the problem is and they provide great help. I was so happy when I first started using the service, because they are not impersonal like other bank credit card companies that I have had to deal with.I will highly recommend this card because it really help me build credit and was great for loans and good service...great bank great choices two thumbs up.....

I've had this card for about 8 years to help me build credit. Had to put down a $500 deposit to secure it. It's okay, but very limited. The APR is pretty low, I can use it just about anywhere, and there's no smart chip so I don't have to worry about the type of identity theft so common with those type of cards now. On the downside, there's no rewards, and my credit limit is never getting extended on the card (which is the same as the deposit). If you're looking for a starter card to help build your credit, you could do worse than this one. Just don't expect it to change everything for your credit situation.

Just got approved for this card a couple of days ago. They currently have a promotion of 18mo 0% interest on Balance Transfers only. Which was exactly what I needed it for. My Cap1 promotion ended this month so I wanted to transfer my balance. BofA charges a 3% fee on the transfer but I'm still saving $$$ in the long run by not paying interest. Excellent card if you're using it for this purpose. Btw.. I have fair credit 640/650 scores.