We're sorry, but the BankAmericard® Power Rewards® Visa Signature® Credit Card may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
You can review BankAmericard® Power Rewards® Visa Signature® Credit Card's rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Rewards%APR184Reviews15Q&AContact
RewardsAPRQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Excellent Credit
Annual Fee
$0
Rewards
Get a $50 cash back bonus after you make $500 in purchases within 90 days of account opening.
Earn 3 points per $1 on gas, grocery and drugstore purchases for the first 6 months and 1 point per $1 on all other purchases.
Rewards start at 2,500 points.
No limit to the number of points you can earn each year.
APR on Purchases
0% intro APR for 12 months, 12.99% - 22.99% (V) APR after that
Balance Transfer
0% intro APR for 12 months, 12.99% - 22.99% (V) APR after that
Balance Transfer Fee:3%
BankAmericard® Power Rewards® Visa Signature® Credit Card's Additional Info
Can't find what you are looking for? Submit your question about BankAmericard® Power Rewards® Visa Signature® Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
The main difference between BankAmericard® Power Rewards® Visa Signature® Credit Card and the Bank of America® Customized Cash Rewards credit card is that only the latter is still available to new applicants. Both are everyday credit cards earning cardholders supplemented rewards in various spending categories. It's worth seeing how they stack up against each other, especially if you still have the BankAmericard® Power Rewards® Visa Signature® Credit Card and are considering a change.
BankAmericard® Power Rewards® Visa Signature® Credit Card vs Bank of America Customized Cash Rewards credit card
Card
BankAmericard® Power Rewards® Visa Signature® Credit Card
Bank of America Customized Cash Rewards credit card
Initial Bonus
No longer available to new applicants.
$200 for spending $1,000 in the first 90 days
Ongoing Rewards
3 point / $1 on gas, grocery and drugstore purchases for the first 6 months and 1 point / $1 on all other purchases.
3% cash back in a category of your choice and 2% back at grocery stores and wholesale clubs (up to $2,500 spent quarterly), plus unlimited 1% cash back on all other purchases
Purchase Intro APR
0% for 12 months
0% for 18 billing cycles
Purchase Intro APR
0% for 12 months
0% for 18 billing cycles for any balance transfers made in the first 60 days
Balance Transfer Free
3%
3%
Regular APR
12.99% - 22.99% (V)
17.49% - 27.49% Variable
Annual fee
$0
$0
Foreign transaction fee
3%
3%
Credit score required
No longer available to new applicants. Required a credit score of 750+ (excellent credit)
750+ (excellent credit)
If you still have the BankAmericard® Power Rewards® Visa Signature® Credit Card and are thinking of making a change, the Bank of America Customized Cash Rewards credit card makes for a great every day card, with even more rewards. Plus, you get to pick your own category for the 3% cash back rate. Bank of America also offers the Bank of America® Unlimited Cash Rewards credit card which simplifies rewards by offering unlimited 1.5% cash back on all purchases.
The BankAmericard Power Rewards foreign transaction fee is 3%. That is charged both for puchases made abroad and for purchases from internationally-based merchants.
It's not ideal for traveling, if you ask me. The Bank of America Travel Rewards card and Bank of America Premium rewards card are great alternatives without...
You earn Bank of America Power Rewards points for every qualifying purchase (3 points per $1 on gas, grocery and drugstore purchases for the first 6 months and 1 point per $1 on all other purchases).
You can redeem those points on this page (min. 2,500 points). If you...
The BankAmericard Power Rewards trip cancellation provides reimbursement of up to $5,000 per person, per trip, for non-refundable travel expenses including passenger fares, tours, and hotels if you have to cancel due to a covered reason.
Covered reasons include accidental injury, change in military orders, a call to jury duty,...
The Bank of America Power Rewards travel insurance works when you pay for your fare with your eligible Power Rewards Visa Signature card.
It offers insurance against accidental loss of life, limb, sight or hearing while using a common carrier. In case of an accident, contact your benefit administrator...
The Bank of America Power Rewards rental car insurance policy provides reimbursement for damage and theft if you use to card to pay for the car rental entirely and choose not to buy the CDW the rental agency offers.
Of course, terms and exclusions apply, so make sure to check...
BankAmericard® Power Rewards® Visa Signature® Credit Card Reviews
Share your insights and review the BankAmericard® Power Rewards® Visa Signature® Credit Card
5
18%
4
69%
3
8%
2
3%
1
2%
3.9
184 reviews
184 reviews
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Me @mywallet
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4 Star Rating
Verified Customer
A credit card we can depend on. There are higher rewards on some purchases. No annual fees. 1% rewards cash back on all purchases.
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Charles @charlesw_437
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5 Star Rating
Verified Customer
Great card, good cash back, it's a good card to have, does everything good for everything, is a very good bank, i have accounts there.
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danielbowens @danielbowens
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1 Star Rating
Their automatic payment systems is poorly run and messed up to the point where I received an overdraft on my bank account. In communication with over five representatives I consistently received the worst customer service I have ever had in 20+ years of dealing with credit card companies. The card may have good value but if something goes wrong (and it likely will), it will not be a pleasant process to get the issue resolved.
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Tom Kelly @kellytomd
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4 Star Rating
The BankAmericard Power Rewards Visa Signature card looks like a pretty standard rewards card to me. Excellent credit needed and the low end interest rate of 12.99% isn't great but not horrible. Personally, I would rather have a defined cash back card than have reward "points". The reward details say that rewards start at 2,500 points but the reward list is not available. I found a Fidelity Amex card with 2% cash back on all purchases. That money can be put into a "Cash Management" (Checking) account or Retirement Account. There are plenty of positives with this card and getting rewards are better than not, but I believe there are better rewards cards out there.
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Thomas Burke @nick.bentley.319
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4 Star Rating
The BankAmericard Power Rewards Visa Signature card is really good compared to a lot of store cards or Discover. Every accepts Visa, and if you remember to put $500 through it in the first 90 days you get a $50 bonus, which isn't that hard to do in 3 months. A friend of mine uses his for everything, then spends the points on holiday gifts towards the end of each year. Personally I like the Amex One card, where you just get 1 percent of everything put in a special savings account you can withdraw in cash. It can be a little difficult to figure out the cash value of points you get, but I don't think it's as much as the one percent. Their rates are pretty good depending on your credit. I heard the new ones have a lower max limit, but I think that's true of every other card too after the economy problems hit.
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Krystal Marie @krystalm1
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4 Star Rating
I think the BankAmericard Power Rewards Visa Signature Credit Card is a bit above the rest! Their reward system is really top notch, especially when you compare it to other cards! They have a great 0% interest intro rate for the first year and they don't charge any annual fees. Their regular interest rate, at 12.99% to 22.99%, is on the low end to average, compared to other credit cards. Their cash advance rates are rather high, but still within range of normal fees. They also offer ShopSafe, which is protection for shopping online. I would really enjoy having this because I do a lot of my shopping online and my privacy and security is always a concern! Overall, I think this is a really great card that you could use for rewards purposes!
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5
1
Reggie Seven @reggie_seven_9
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5 Star Rating
This is a great deal! This BankAmericard Power Rewards Visa Signature Credit Card gives you a $50 bonus and then 1-3 reward points per dollar you are really going to get rewards fast. The 3 points gas and groceries will really help me out since I need to purchase these items anyway. Also the introductory interest rate is really awesome and a great perk for signing up. The 2500 points to start out with is awesome as well not to mention that you are never capped when it comes to points. As many as you can earn in a year you can keep! I've had good luck with Bank of America, they seem to be everywhere and are always able to offer sweet deals!!
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Rbl SmartAzz @rbl_mzsmartazz
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3 Star Rating
The BankAmericard Power Rewards Visa Signature Credit Card seems to be a great card. However, those with less than perfect credit may not qualify for it. There is a $50 cash back bonus after $500 in purchases within 3 months. There is a 0% liability for fraudulent purchases and it offers chip technology and over draft protection, The grace period is 25 days which is nice as well. Another perk is that reward begin at just 2,500 points. You also earn points on everyday purchases such as gas, grocery, and drug store. The card has no annual fee and unlimited points per year.
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4
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Ric Rogers @ric_rogers_148
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4 Star Rating
The BankAmericard Power Rewards Visa Signature Credit Card is a great card for those with excellent credit. It not only offers such great usage rates in comparison to other cards I have used, but also allows you to accrue reward points. What initially drew me to this card was the $50 cash back bonus after $500 in purchases within 3 months. It wasn’t the biggest discount, but it did help when I was financially burdened at the time. As an added benefit, this card has some of the best security available. Using Chip Technology in the card and Overdraft Protection, it gives me an extra layer of security that other cards don’t.
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5
2
Nicole Azusa @nicolea_7
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4 Star Rating
I have this Bank of America Power Rewards Card and love it. Getting a $50 initial bonus is fantastic with the option to earn points without limits. The initial $50 only requires spending $500 within 90 days, very easy to achieve. There is adequate protection with the cards chip I feel, and have not ran into any issues, especially with the 0% liability. The intro of 12 months 0% is great, but the max apr is high. If this credit card wasnt bank of america, it would get higher ratings. However, Bank of America has horrible customer service and lots of ways to try and rip of its customers.
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Review BankAmericard® Power Rewards® Visa Signature® Credit Card
BankAmericard® Power Rewards® Visa Signature® Credit Card
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