What's the usual Capital One Journey credit limit?
The usual Capital One Journey credit limit is $300 or more. Capital One Journey is a credit card geared for students with limited credit, and an applicant could start out with a limit higher than $300 if their credit profile exceeds Capital One's minimum requirements. Cardholders have reportedly received Capital One Journey credit limits starting at up to $2,000.
On that note, it is worth noting that you don't have to be a student to get the Capital One Journey card. If you don't have less than 3 years of credit history, you will need to have at least fair (640+) credit to qualify for this card.
In any case, keep in mind that you will not know your exact Capital One Journey credit limit before you apply for the card. Capital One determines credit limits based on a review of the completed application, each applicant's credit history, and each applicant's ability to make monthly payments. They will notify you of your limit amount if you're approved for an account.
Whatever your Capital One Journey credit limit might be starting out, you may be eligible for a credit limit increase over time. Capital One will automatically consider you for a higher credit limit after you've made your first 6 payments on time. You can also request an increase after you've had the card for at least 6 months. However, there's no guarantee you'll be approved.
