2023 Jasper Credit Card Reviews: Up to 6% Cash BackReviews, rates, fees, and rewards details for The Jasper Cash Back Mastercard®. Compare to other cards and apply online in secondsJohn KiernanWalletHub
We're sorry, but the Jasper Cash Back Mastercard® may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer.
You can review Jasper Cash Back Mastercard®'s rates and fees according to our latest records, which may be outdated. Alternatively, you can compare the latest credit card offers.
Rewards%APR147Reviews15Q&AContact
RewardsAPRWalletHub ReviewQ&ACustomer Reviews
Accepted Credit Scores
Accepted Credit Scores
Good Credit, Fair Credit
Annual Fee
$0
Rewards
*Up to 6% cash back by referring friends!
Start with 1% and get an extra 1% for a full year for every friend you bring on board
Cash back not limited to certain categories, earn on almost all everyday purchases
Receive cash back automatically every month as a statement credit after three on time payments
Earn cash back as long as your account is in good standing
Your cash back maximum varies based on your credit limit
The Jasper Cash Back Mastercard® is a good option for people with fair or good credit score who want a $0 annual fee and cash back rewards. The Jasper Cash Back Mastercard® gives at least 1% cash back on all purchases and allows cardholders to earn up to 6% cash... show more
No annual fee, no security deposit, no foreign transaction fees
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Simple, intuitive app to manage your account
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Unique auto payment options that help you build and maintain your credit score
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Issued by WebBank, Member FDIC
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The Regular Purchase APR and Cash Advance APR will vary based on your creditworthiness at the time of application. After that, your APRs will vary based on the Prime Rate.
Can't find what you are looking for? Submit your question about Jasper Cash Back Mastercard® to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this card.
No, you cannot apply for the Jasper Credit Card anymore, as this card is no longer available to new applicants. However, this doesn't mean you are out of options.
A good alternative would be the Upgrade Cash Rewards Visa® Card. This card has a $0 annual fee and offers 1.5% cash back on all purchases. You might also receive a cash back bonus if you get an Upgrade Rewards checking account around the same time as the credit card and then make a few debit card purchases.
Keep in mind that the Upgrade Credit Card requires at least fair credit for high chances of approval. If you don't know where you stand, you can check your credit score for free on WalleHub.
The cash advance limit on the Jasper card is 20% of your credit limit. For example, if you have a credit limit of $3,500, then you will have a cash advance limit of $700. Review Jasper's cash advance APR and transaction fee for cash advances at jaspercard.com/fees
A fair credit score is needed for the Jasper Credit Card. The issuer will also take a look at your income, current employment, and the amount of debt you might have. Based on these, and a number of other factors, it will decide whether or not to approve you.
The starting credit limit for the Jasper Credit Card is $100. But you might be eligible for a credit limit of up to $5,000, based on your credit score, income and amount of debt you carry.
Yes, the Jasper Credit Card does a hard pull for new applications, in most cases. U.S. citizens, permanent residents and those who have been living in the U.S. for more than a year should expect a hard pull on their credit. This might lower their credit score for a little...
Hello! Thank you for reaching out, would you be able to send an email to “[email protected]” and we'll take it from there? I will personally make sure this is taken care of.
You can get a Jasper Credit Card cash advance at any ATM or in any bank that displays the Mastercard logo.
However, cash advances are very expensive and should be avoided as much as possible. And if you're ever in a situation where you must do a cash advance, make sure to pay...
You cannot add an authorized user to your Jasper Credit Card at the moment. However, the issuer is working on providing this feature for its cardholders. So adding additional users to your account might be available in the future.
Share your insights and review the Jasper Cash Back Mastercard®
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3.5
147 reviews
147 reviews
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Margaret A @margaret_aw
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1 Star Rating
Jasper is discontinuing their cash back credit card. They lowered my credit limit thousand to $200. I owe them approximately $80. Today I look on my credit report and I got dinged for them lowering my credit score due to them Closing everybody’s account and the card will no longer be in existence. I guess I’ll get another ding because the account will be closed. Who do I talk to about this?
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corian48 @corian48
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3 Star Rating
As of 8-9-22 they have discontinued the jasper card and closed all accounts. I received an email at 330a on 8-9-22 notifying me my card will no longer work.
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jonestms148 @jonestms148
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2 Star Rating
They never increase credit line no matter pay record applid for card without looking at online reviews. BIG MISTAKE BETTER CARDS OUT THERE
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bibi26 @bibi26
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1 Star Rating
I find this credit terrible. I had bad credit (now its great) and this card was one of the cards that were offered to me. I cant schedule payments upfront, every other credit card company lets you schedule them for a specific date. Jasper wont let you do that. I personally think the app is set up to make you fail with credit. They have some stupid option like if you reach a certain amount they automatically deduct something but this just works for a person that has lot of money in the account not for people that may be struggling to get from bad to good. I would try to get capital one card instead because at least you can schedule and make payment whenever.
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Anthony @thejimenezfoundation227
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5 Star Rating
Good card to start building your credit with along with unlimited cash back and 100 sign up bounus cant go wrong with the jasper cash back mastercard
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Darryl W Hicks @darrylh_22
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4 Star Rating
These guys were recommended by WalletHub. The application process was pretty easy and it went through rather quickly. They have been good so far with a website that is simple and easy to use. However, watch out for their high interest rate!
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Crystal Sharkey @Crystalshark88
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2 Star Rating
I applied and was approved. Once I received the card I activated it. Went to buy a bottle of water and it was denied. I called customer support and they told me it was blocked. That I had to email support. Nobody could help me on the phone. Support doesn't answer emails. I am beyond irritated. I was excited for the card now I'm wondering if it was worth it.
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Greg @gwilliams12_aw
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1 Star Rating
One payment on an old account got reversed for 100 dollars I believe (I have a 3500 credit limit).
Jasper blocked my card, didn't let me know what the deal was... I had to message them through the app. Apparently, the risk team is reviewing my account... since it's been blocked.... i've made numerous payments (way more than the min) every single month..... and oh yeah.... did i mention that this was BEFORE MEMORIAL DAY
We are going on close to 10 weeks now and the only answer I get from their support is
"Hope you're having a wonderful Monday--- at this time we don't have an update, we will be sure to let you know asap when we do"
Ive asked 10 times, what a timeline looks like for an update--- not get my account back but just how long this review was going to take (Estimated).... same answer.
I realllllllly Hope this person I am communicating with is a bot and not an actual human being bc if so --- they need to get a new job and out of customer service.
Would give it 5/5 before this 10 week "risk review" that is still ongoing. I really like the card and the app... highest credit limit from all my credit cards.... figured it would be a good foundation for rebuilding my credit....
Sadly.... I'm getting the run around with absolutely zero support.
So get the card if you are 1000% sure that zero issues will come up with it (late payments, returned payments, etc) --- or else... you're going to be limbo and treated with zero customer care.
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laura43015 @laura43015
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5 Star Rating
The offer for Jasper appeared on my credit karma account and it said my odds were good for approval. I was just 1 month out of chapter 7 bankruptcy. After applying my application was under review pending verification of employment. I was approved for $2000. Very easy process. They sent my card to my office. I downloaded the App app and scanned the QR code as instructed and instantly my card was activated. I also love that I instantly receive a text message when a transaction occurs.
Only con is I would love to be able to add an authorized user. Hopefully that option will be released soon.
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John @hypnotizedmindsssx
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5 Star Rating
Great card. Honestly. I just recently started to build my credit. And most cards would only give me a $300 starting limit. Jasper gave me a $1000 right of the rip. And with a higher limit also means getting more points added to your credit score. Apply for this card FIRST before any other card. I promise it will not be a mistake! THANKS JASPER!
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