WalletHubNo membership fees0% intro APR on purchasesNo foreign feeNo initial rewards bonusNo intro APR on balance transfersRequires good/excellent creditCapital One® Spark® Select for Business
Capital One® Spark® Select for Business
We're sorry, but the Capital One® Spark® Select for Business may no longer be available to new applicants or we may no longer be able to obtain complete information related to this offer. For customer service call: 877-987-4249
You can write a review about the Capital One® Spark® Select for Business or check the card’s rates and fees according to our latest records, which may be outdated and were collected independently by us. Alternatively, you can compare the latest credit card offers.
Credit Score
Excellent Credit, Good Credit
Annual Fee
$0
APR on Purchases
0% intro APR until April 2016, 10.9% - 18.9% (V) APR after that
Balance Transfer
APR: 10.9% - 18.9% (V)
Balance Transfer Fee
Rewards
Earn 1 mile per dollar on all purchases, and there's no limit to the amount of miles you can earn
Miles don't expire and can be redeemed for travel, cash back, gift cards and more
Capital One® Spark® Select for Business' Additional Info
Save on interest with our lowest intro APR on all purchases until April 2016; 10.9% - 18.9% variable APR after that
Pay no annual fee or foreign transaction fees
Build business credit with responsible use
Fraud coverage if your card is ever lost or stolen
Enjoy business benefits including Year-End Summaries, employee cards at no extra cost, and experienced small business customer service
| cash advance fee | 3% (min $10) |
| cash advance APR | 24.9% (V) |
| foreign transaction fee | $0 |
| smart chip | Yes, chip-and-signature |
| max late fee | $39 |
| max overlimit fee | $0 |
| max penalty APR | 29.4% (V) |
| grace period | 25 days |
Capital One® Spark® Select for Business Pros & Cons
No membership fees
0% intro APR on purchases
No foreign fee
No initial rewards bonus
No intro APR on balance transfers
Requires good/excellent credit
Compare The Capital One® Spark® Select for Business vs. Popular Alternatives
annual fee$0 | annual fee$195 | annual fee$895 |
Purchase Intro APR0% until April 2016 | Purchase Intro APRNot Offered | Purchase Intro APRNot Offered |
transfer intro aprNot Offered | transfer intro aprNot Offered | transfer intro aprNot Offered |
Regular APR10.9% - 18.9% (V) | Regular APR19.74% - 28.74% (V) | Regular APR17.99% - 28.74% (V) |
rewards rate | rewards rate | rewards rate |
bonus offer | bonus offer | bonus offer |
Sponsored Apply Now | Sponsored Apply Now |
Questions & Answers
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Offer last updated: Sep 16th, 2024 at 14:56 ET
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