You can make JCPenney Credit Card payment online, by phone, through the Synchrony Bank mobile app or by mail. To pay your JCPenney Credit Card bill online, log in to your online account and click on “Pay My Bill.” Then, choose how much to pay, when to pay it, and where the payment is coming from. Synchrony Bank does allow cardholders to set up automatic payments, too.

Ways to Make JCPenney Credit Card Payment

• Online: Log in to your online account and click on “Pay My Bill.”
• By phone: Call 1-800-542-0800 and enter your card information when prompted, then follow the prompts to make a credit card payment.
• Through the mobile app: Log in to your account and select your card, then tap the payment button.
• By mail: Send a check or money order (but not cash) to

  
  SYNCB
  P.O. Box 960090
  Orlando, FL 32896-0090

  
  Make sure to send it early enough that it will arrive by the due date. Write your credit card number on the check, too.

• At any JCPenney Department store: You can make payments with cash, check, or money order at any JCPenney store. Find your nearest location here.

In conclusion, there are multiple ways to make a JCPenney Credit Card payment, so just choose whichever method is easiest for you. The important part is to not miss payments, as that can seriously damage your credit score.

The minimum requirements for the JCPenney Credit Card include being at least 18 years old, having a fair credit score of 640 or better, and earning enough income to afford monthly bill payments. You also need to have a Social Security number or International Tax Identification Number.

Minimum JCPenney Credit Card Requirements

• Enough income to make the monthly minimum payment
• Fair credit or better (640+ credit score)
• 18+ years old
• Social Security number...

It is not hard to get the JCPenney Credit Card, though it's not especially easy, either. This card is available to people with fair credit or better, which means that most people should have a shot at approval but there are also plenty of people who won't qualify.

In order to get the JCPenney Credit Card, you will have to meet the credit score requirement, have a steady income and be at least 18 years old. You'll also...

Yes, the JCPenney Credit Card may offer instant approval, but it is not guaranteed. Generally, this credit card gives instant approval to applicants who apply online or in-store and clearly meet the eligibility requirements.

What to Know About the JCPenney Credit Card Approval Process

• After you submit your application, you may get approved instantly and your credit card will be ready to use right away. Making sure everything is complete and accurate on your application helps...

Yes, you can pay your JCPenney Credit Card bill by phone. To make your JCPenney Credit Card payment over the phone, call 1-800-527-4403 and follow the instructions from the automated menu, then enter your payment information. The process should only take a few minutes.

How to Pay Your JCPenney Credit Card Bill by Phone

1. Call Synchrony Bank at 1-800-527-4403.
2. Follow the automated menu options to initiate a payment.
3. Enter the requested information, such as your card number,...

The easiest way to apply for the JCPenney Credit Card is online, and you can get to the online application by clicking the “Learn More” button on WalletHub or by going directly to Synchrony Bank's website. Alternatively, you can apply in store.

Keep in mind that the JCPenney Credit Card requires fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily...

To check your JCPenney Credit Card balance, log in to your Synchrony Bank account online or call customer service at 1-800-542-0800. It's also possible to check your JCPenney Credit Card balance through the Synchrony Bank app.

How to Check Your JCPenney Credit Card Balance

• Online: Log in to your Synchrony Bank account. You will see your balance on the home page.
• By Phone: Call 1-800-542-0800 and follow the prompts to connect with a customer service representative.
• Via...

The JCPenney Credit Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the JCPenney Credit Card.

Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the JCPenney Credit Card, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and...

The JCPenney Credit Card payment address is:

Synchrony
P.O.Box 71719
Philadelphia, PA 19176-1719

When paying JCPenney Credit Card bills by mail, be sure to submit either a check or money order for the payment amount. Synchrony Bank does not accept cash.

Tips for Mailing JCPenney Credit Card Payments

• Include your credit card number on your payment to avoid any processing delays.
• Send only one check or money order per billing.
• Allow enough time for...

To cancel JCPenney Credit Card, call customer service at 1 (800) 527-4403 and ask a customer service rep to cancel your card account.

Be aware that if there's a balance remaining on the canceled account, you are still required to make at least the minimum payment every month until the balance is paid in full. You will also need to update the payment method for any recurring charges linked to your JCPenney Credit Card.

It's important to note that...