maurices Credit Card Reviews: Is It Worth It? (2026)Reviews, rates, fees, and rewards details for The maurices Credit Card. Compare to other cards and apply online in secondsJohn KiernanWalletHubNo membership fees15% discount initial rewards bonusQualify with fair creditHigh regular APR
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
The maurices Credit Card is a very good credit card for people with fair credit or better (640+ credit score) who like to shop at maurices. It’s worth getting this card because it has a $0 annual fee and it gets you 15% discount on the day you’re approved, 10% off all purchases, and 5% back on all purchases in the form of points. Info about the maurices Credit Card has been collected by WalletHub to help consumers better compare cards. The financial institution did not provide the details.
WalletHub Rating Breakdown
User Reviews
2.7/5
113 reviewsRead and write reviews
Editor’s Review
4.0/5
John Kiernan, Credit Card EditorRead full review
Market Comparison
Market Comparison
3.8
The Market Comparison is a key component of the WalletHub Rating, as it measures how appealing the terms of a card are compared to a pool of over 1,500 credit card offers monitored by WalletHub. To ensure cards are evaluated for their most relevant purpose, we score each card across various cardholder needs and select the rating for the need with the highest score, which is “Earn Rewards (Store Cards)” for this card.
Fees
5.0
Rewards
3.8
Cost
3.8
Other Features
0.0
3.8/5
Compared against 1,500+ credit cards
KEY TERMS
Credit Score
Credit Score
Excellent Credit, Good Credit, Fair Credit
Annual Fee
$0
APR on Purchases
35.99%
Balance Transfer
Balance Transfers Not Allowed
Rewards
Get 15% off your first purchase when you open and use your card on the same day.
Get 10% off every day (includes sales & clearance) plus free shipping (Terms apply). Not valid on gift cards or previous purchases.
Earn 1 point for every $1 you spend. For every 100 points earned you will receive a $5 reward.
Extra $10 off on your birthday (when you spend $10 or more), $5 anniversary bonus and free shipping always (no minimum).
Double points event every month and first dibs on sales and promotions.
The maurices Credit Card is a very good credit card for people with fair credit or better (640+ credit score) who like to shop at maurices. It’s worth getting this card because it has a $0 annual fee and it gets you 15% discount on the day you’re approved, 10% off all purchases, and 5% back on all purchases in the form of points.
Those are spectacular rewards, and they don’t even represent the full extent of the card’s perks. For example, you can also get a $10 birthday discount, $5 anniversary bonus, early access to sales and discounts, and free shipping.
If you get this card, one thing you really need to make sure not to do is carry a balance from month to month. The card’s high interest rate applies when you do that, and it can quickly wipe out your savings from rewards. Interest doesn’t apply when you pay your bill in full by the monthly due dates, though.
Note: This review is not provided, commissioned or endorsed by any issuer. Opinions and ratings are our own.
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Rewards (Store Cards)." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.0
User Reviews
2.7
Market Comparison
3.8
fees: 5.0
rewards: 3.8
cost: 3.8
Other Features: 0.0
3.6WalletHub Rating
WalletHub Rating
3.6
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Earn Gas Rewards." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Editor’s Rating
4.5
User Reviews
3.6
Market Comparison
3.5
fees: 5.0
rewards: 3.0
cost: 3.6
Other Features: 0.0
4.9WalletHub Rating
WalletHub Rating
4.9
This card has been scored using WalletHub’s proprietary credit card rating system. We evaluated this card for various cardholder needs and picked the rating for the need with the highest score, which is "Improve Credit by Paying in Full Each Month." A score of 5 is the best a card can receive, and the rating for the card may vary on different pages where it is compared to other cards for different needs.
Can't find what you are looking for? Submit your question about maurices Credit Card to our community. Editorial and user-generated content is not provided, reviewed or endorsed by the issuer of this offer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
Your maurices Credit Card approval odds are good if you have a credit score of 640, which is considered fair credit. Approval odds for the maurices Credit Card will also be influenced by your annual income and existing debts. In addition, every applicant will need to be 18+ years old with a U.S. mailing address and an SSN or ITIN.
What You Need for Good maurices Credit Card Approval Odds
750 credit score
Enough income to pay credit card bills
Low debt relative to income
Low housing costs relative to income
U.S. mailing address
Age of 18+
Social Security Number
Keep in mind that some of these are guidelines rather than requirements. For example, you may have a low annual income with no debts and still get approved.
If you want to enhance your application by improving your credit score, WalletHub's free credit analysis can tell you what steps to take.
The maurices Credit Card requires a minimum credit score of 640, meaning you can apply for this credit card if you have a fair credit score or better. The higher your credit score is, the better your chances of approval will be.
But keep in mind that an adequate credit score doesn't necessarily mean you will be approved for the maurices Credit Card. Your income and debts will also be taken into consideration when the issuer looks at...
No, you cannot use your maurices Credit Card everywhere, unfortunately. The maurices Credit Card only works at Maurices stores and on the Maurice's website because it is a store credit card, not a general-purpose card. This means it isn't part of a major credit card network like Visa or Mastercard.
Even though store credit cards have limited acceptance, they can still be a good deal for brand-loyal customers. The maurices Credit Card offers accountholders 1 points per $1 spent at Maurices and has a $0 annual fee. So, it might...
The maurices Credit Card doesn't have a payment fee. However, there might be other fees associated with late payments, returned payments, or if you request an expedited payment processing.
Here are the different maurices Credit Card fees:
Late Payment Fee: Up to $41 if you do not make your minimum payment by the due date.
Returned Payment Fee: Up to $30 if a payment is returned for insufficient funds or other reasons.
You don't have to wait 30 days to add a maurices Credit Card authorized user. You can request that an authorized user be added to your account any time after you've received the card. Keep in mind, however, that the issuer will then need time to confirm the authorized user's identity and send out a card for their use.
Authorized users can make purchases using your maurices Credit Card account, but you are financially responsible for all their transactions....
You can buy a gift card with the maurices Credit Card, but you can only do so at Maurices store and maurices.com. The maurices Credit Card is a store card, which means you can't use the card everywhere.
If you want to learn more, you can check out WalletHub's editor's picks for the best store cards.
It's unclear why you were charged $2.00 on your maurices Credit Card account. The card has various smaller fees like a $3.00 minimum interest charge or a $2.99 paper statement fee, but there's no specific instance disclosed where the issuer would charge exactly $2.00.
Reviewing your transaction history or statement may provide more information about the charge. If you still don't recognize it or believe it was an error, contacting customer service at (866) 248-4488 is recommended....
Yes, the maurices Credit Card does a hard pull on your credit report when you apply for the card. A hard pull usually results in a slight decrease in an applicant's credit score, but only for a short period of time. The hard inquiry allows the issuer to determine your credit risk and ultimately decide whether you'll be approved for an account.
The maurices Credit Card requires fair credit to be approved. You can check your credit score by...
The maurices Credit Card due date is 25 days after the end of each monthly billing cycle, and it falls on the same date every month, excluding weekends and holidays. You can find your specific due date on your monthly statement or your online account. Due dates differ from customer to customer.
Keep in mind that you need to pay at least the minimum amount required by your due date to avoid damaging your credit score....
Yes, your maurices Credit Card will be closed after 12 months of inactivity, according to customer service. This means that in order to keep your account open, you should not go more than one year without using the card. You'll be notified via mail if your account is about to be closed due to inactivity, though.
Please keep in mind that while preventing inactivity-related closure is important, responsible credit card usage goes beyond just keeping the...
Share your insights and review for the maurices Credit Card
5
20%
4
18%
3
13%
2
10%
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39%
2.7
113 reviews
113 reviews
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Kourtney Lake @kourtneylake9
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3 Star Rating
Verified Customer
I got one month behind, and then the next month, the payment increased from the normal minimum of $29.00 to $47.00. I only paid $40.00 on the 4th, although it was due on the 3rd. I need to check old statements, but I'm pretty sure last month's payment was due on the 5th of the month. So now I'm behind 2 months and unable to even use the card, id really like to get rid of this card been nothing but a headache, there is no grace period, if your a day or two late. Come on, what happened to helping your neighbor.
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Felisia Izzi @felisia_izzi
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1 Star Rating
I have been a Maurices cardholder for years! I called today to see about a late fee reversal due to my brother taking his own life and I was raising 5 kids extra kids along with my own. I honestly forgot I bought my daughters funeral dress from there and thinking my card was paid off, I received a call from and individual that I could barley understand stating my payment was late, I went on right away and made the payment that was due. They said they could not issue a reversal on a $21.00 late fee on a purchase that was $23.00. I then stated that is fine you can close the account and I will go on and pay off the rest, I was then told they would do a $15.00 reversal (not the full amount if I would consider keeping my account open). Well I have considered it: I will take the $15.00 pay off the rest and close the account. Yes I should have written it down and made my payment on time however with the given circumstances I have been in a whirled wind of emotions and burning my candle at both ends and I did not. If a card company is not willing to work with the given situation like that I do not feel they deserve my business and I will take it elsewhere.
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dani harris @danielleandjon
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1 Star Rating
Canceled my credit card for inactivity, yet I just used it the month before. They couldn't write to tell me they'd close it if I didn't use it, but just up and closed it. All my others have let me know ahead of time if I didn't use it, they would close my account. So now, I took a hit to my credit because of them. I don't recommend this card or Comenity Bank at all.
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ariazay @ariazay
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1 Star Rating
I called the bank to inquire about my refund from a return I made in person at the Abilene Maurice Store. At the time, the manager said that my refund was applied to my credit card, which is the Maurice Credit Card. Three weeks later, I noticed that the refund was never completed. I called the store, and they said that the refund was completed and I needed to call customer service. I called customer service, and they opened an investigation. After the investigation, they sent a letter stating that the refund was applied to a VISA credit card. The most interesting part is that I do not have a VISA credit card. I am so unhappy with Maurice Store for being negligent with credit returns and for mistakenly sending customer money to an unknown recipient. I felt the need to write this review to warn other customers from falling into the same situation. Now, I have spent countless hours (time that I do not have) and I have to follow up on this issue until I get my money back. Once completed, I am closing all credit cards that I have with Comenity Bank. Never in my life have I had such an issue like this.
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Sa Strawn @strawn0830
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2 Star Rating
Never received the physical card. Called to verify the address and had another card sent. That card also never arrived. Great offer for opening the card, but would never carry a balance due to the awful APR!
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Zaria Parise @jeepgirlforlife
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1 Star Rating
I would give negative stars if I could. Horrible customer service. Paid the card off in full and miraculously owe money still, even though I haven't used the card for months prior to paying it off. Will never recommend this card to anyone.
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Melanie Belcher @mbelcher_1
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4 Star Rating
Verified Customer
Great price, great product. Alway clean and staff very helpful. My daughter and I are thankful we have a store in Marion. We’re addicted.
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Bonnie @bennemae
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1 Star Rating
Verified Customer
the account was paid in full shortly after opening it. I was billed the next cycle 22 dollars again for nothing, then it accrued interest fees
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Shayla_garrelts26 @Shayla_garrelts26
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1 Star Rating
Worst card and customer service. Don’t do it! Late fees constantly. Have to pay before 5pm on due date or you get charged the late fee. I have never had a card do that and they never told me that.
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laurab_127 @laurab_127
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2 Star Rating
Verified Customer
Horrible customer service on the phone. Charged me twice for a fee in which I should have never been charged for. The local store is amazing and the workers are always helpful.
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