Florida Farm Bureau Review

Apr 3, 2025

Apr 3, 2025Car Insurance Writer

Editor’s Rating

2.6 out of 5 rating 2.6 / 5

This review is not provided, commissioned or endorsed by any company. Opinions and ratings are our own.

Florida Farm Bureau Review Summary

Florida Farm Bureau is a below average insurance company, earning a 2.6/5 rating from WalletHub editors and poor scores from organizations like Better Business Bureau.

The Florida Farm Bureau Insurance Group is a wholly owned subsidiary of the Southern Farm Bureau Casualty Insurance Company, and it has been serving Florida residents for over 70 years. Florida Farm Bureau is headquartered in Gainesville, Florida.

Summary: Florida Farm Bureau Scores by Review Category

Category	Score
Customer Service & Reviews	5/15
Florida Farm Bureau Financial Stability	0/4
Florida Farm Bureau Claims Process	15/15
Florida Farm Bureau Types of Insurance and Additional Services Offered	2/5
Florida Farm Bureau Discounts	1/5
Florida Farm Bureau Transparency	5/5
OVERALL	28/54

Now that you’re familiar with how Florida Farm Bureau scores in each of our review categories, let’s see how it compares to top competitors in a handful of key areas. Hopefully, this will help you find the best insurance company for your needs.

Florida Farm Bureau Customer Service & Reviews

Category Rating: 33% (5 out of 15)

Reviews on WalletHub: 3.6/5
BBB: F

Florida Farm Bureau isn’t the best when it comes to customer service as it received a low score from BBB and a few points deducted because of the fact that it doesn’t offer 24/7 live support.

Florida Farm Bureau Financial Stability

Category Rating: 0% (0 out of 4)

AM Best: B++

When it comes to financial strength, Florida Farm Bureau has a poor rating from AM Best, one of the nation’s leading credit rating agencies for the insurance industry.

Florida Farm Bureau Claims

Category Rating: 100% (15 out of 15)

Florida Farm Bureau lets you file claims online or over the phone, and its accessibility has earned it full marks in this category.

Florida Farm Bureau Types of Insurance

Category Rating: 40% (2 out of 5)

Auto Insurance
Home Insurance
Life Insurance
Retirement Planning
Banking Services
Flood Insurance

Florida Farm Bureau offers a wide variety of insurance options, however lost some points in providing combo coverages. Florida Farm Bureau coverage enhancement options include, pet injury coverage and towing & labor costs.

Florida Farm Bureau Discounts

Category Rating: 20% (1 out of 5)

Multi-car discount
No moving violations discount
Loyal customer discount
Paperless billing & Policy discount
Claims free discount
Good student & driver training discount

Florida Farm Bureau offers 6 discounts, which is not as many as some of its competitors. Since it offers an average number of discounts, Florida Farm Bureau received a low score in this category.

Florida Farm Bureau Transparency

Category Rating: 100% (5 out of 5)

You can find key information on the Florida Farm Bureau website quickly and easily, so it gets the best score possible in the transparency department.

Bottom Line

Florida Farm Bureau is a below average insurance company that does not have a wide variety of coverage options or benefits. The company scores well in terms of claim process and being transparent on its website. However, Florida Farm Bureau is lacking when it comes to financial stability, customer service and discounts.

Florida Farm Bureau Car Insurance vs. Competitors

Insurer	Florida Farm Bureau	GEICO	Progressive	State Farm
Average Premium*	N/A	$1,009 per year	$1,296 per year	$1,410 per year
Number of Car Insurance Discounts	3	23	18	16
Offers Home Insurance	Yes	Yes	Yes	Yes
Complaints Score (lower is best)	N/A	0.81	1.52	1.35
Editor’s Rating	2.6	3.9	3.2	3.8

*Complaints Score represents the company's overall NAIC rating. Car insurance-specific rating may differ.
*Average annual premiums are based on a variety of driver profiles. Individuals premiums may differ, but these rates illustrate how costs from these insurers typically compare.

Questions & Answers

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