Chip Lupo, Credit Card Writer
@CLoop
The Blue Business® Plus Credit Card from American Express does not offer an authorized user bonus, currently. Some credit cards give a bonus for adding an authorized user, though this is a relatively rare feature and the American Express Blue Business Plus Card is not among the cards offering it.
Adding an authorized user to your American Express Blue Business Plus Card still has benefits, though. To start, the authorized user is able to build credit. And authorized users’ purchases will earn rewards at the same rate as the primary cardholder’s purchases. Only the primary cardholder is able to redeem rewards earned by any user on the card, though.
The Blue Business® Plus Credit Card from American Express
The Blue Business® Plus Credit Card from American Express
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People also ask
Do authorized users build credit?
Yes, authorized users do build credit. You can actually build a good or excellent credit score just as an authorized user on a credit card. When you become an authorized user, the account is added to your credit report, which means on-time payments by the primary cardholder will help you build good credit history. But because authorized users are not responsible for paying the bills, credit scores don’t give authorized user accounts as much weight. So...
read full answer by John S Kiernan, Managing EditorHow do I remove an authorized user from my credit card?
To remove an authorized user from a credit card, call the customer service phone number on the back of your card or make the request through your online account. You can also mail your request to the issuer, though it would be much slower. Either the primary cardholder or the authorized user can request removal.
You will need to provide the card number, the primary cardholder’s name, and the authorized user’s name. Some credit card...
read full answer by WalletHub, Financial CompanyWhat are the pros and cons of adding an authorized user to a credit card?
The pros of adding an authorized user to a credit card outweigh the cons in most cases. The primary pro of adding an authorized user to an account is that it allows the authorized user to build credit, while the biggest con is that you are responsible for any purchases the authorized user makes.
Fortunately, there are ways to manage the downsides of this arrangement. For one thing, you don’t have to give the authorized...
read full answer by Ryan P Page, Staff WriterDid we answer your question?
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