Yes. Amex Gold is a metal card. The American Express Gold Card has been made of metal ever since Amex rebranded it from Premier Rewards Gold (PRG) in 2018. New Amex Gold applicants don’t need to specify that they want a metal card, either – it’s standard.
It’s worth noting that regardless of the name “Amex Gold,” the Amex Gold card is not made of gold. But it is worth quite a bit in ongoing rewards. Cardholders get 4 points per $1 spent at restaurants (including takeout and delivery), plus 4 points per $1 on the first $25,000 spent annually at U.S. grocery stores. That’s in addition to 3 points per $1 spent at airlines or on bookings through Amex Travel, and 1 point per $1 spent on everything else. There are also annual credits for dining and Uber charges, which, together, nearly pay for Amex Gold’s $250 annual fee.
Metal credit cards have proven to be quite popular, so new options are regularly being introduced. You can find the latest list of metal credit cards below, based on our analysis of WalletHub’s database of 1,000+ credit card offers.
It's harder to get an American Express card than it is to get a credit card from many other major issuers simply because all of Amex's credit card offers require good or excellent credit for approval. But American Express isn't the only credit card company to target people in the highest tiers of the credit score scale. Barclaycard and Chase do too, for example. And if you're fortunate enough to have good credit or better, an American Express credit card will be no harder to get than any other credit card.… read full answer
The easiest American Express cards to get are those that require a minimum of good credit for approval, as opposed to excellent credit only. You may also want to target cards that are co-branded with companies such as Delta and Hilton as well as offers with lower annual fees. Co-branded cards often have relatively high approval rates to accommodate more fans of the brand (e.g. Hilton) in question. And some of Amex's premium cards for big-spenders, which can be relatively difficult to get, have high fees.
Of course, American Express also evaluates each applicant's income and debt obligations to make sure they can afford monthly bill payments on a new line of credit. But there isn't much information available about Amex's standards in those regards, and you shouldn't expect them to differ too much from other credit card companies' policies.
The most prestigious American Express card is the Centurion® Card from American Express. You need an invitation to get it, unfortunately. You can also request a Centurion® Card from American Express invitation online. While Amex doesn’t disclose the requirements, online reports say you have to spend at least $100,000 a year on an Amex card to merit consideration. The Centurion® Card from American Express also has a $10,000 initiation fee and a $5000 annual fee. Cardholders get access to Centurion Lounges, hotel benefits, a … read full answerpersonal concierge, and more. They also earn 1 point per $1 spent on all purchases.
The Platinum Card® from American Express is also among the most prestigious American Express cards. It offers new cardholders 100,000 points for spending $6,000 in the first 6 months. And it makes for a great travel companion that earns 10 points per $1 spent at restaurants and Shop Small merchants in the U.S. during the first 6 months (up to $25,000 spent), 5 points per $1 on flights booked with airlines or with American Express Travel (up to $500,000 spent per year), 5 points per $1 spent on prepaid hotels booked through Amex, and 1 point per $1 on all other purchases. Among its many perks, it also offers concierge service and access to a host of worldwide airport lounges. And it charges a $695 annual fee, which makes it significantly more affordable than the Centurion® Card from American Express.
Keep in mind that the best American Express cards aren’t necessarily the most prestigious ones. Amex has a range of offerings with rewards for various spending habits. If exclusivity isn’t a top priority, it’s best to pick a card that best fits your needs.
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