Chip Lupo, Credit Card Writer
@CLoop
The Aspire® Cash Back Rewards Mastercard interest rate is 36% Fixed, with the exact rate depending on factors such as your income, credit history and existing debt. The regular Aspire Card interest rate is fixed, meaning the rate does not change based on economic conditions, like a variable rate would.
The Aspire Card gives you a 25-day grace period to avoid paying interest on your purchases. The grace period runs from the end of the billing period until the card's payment due date. You won't owe any interest if you pay your balance in full during that timeframe. Should you decide to carry a balance on your Aspire Card, it will accumulate interest daily at the card's regular APR.
In addition, the Aspire Card has a cash advance APR of 36% Fixed. The Aspire Card doesn't charge a penalty APR for late payments.
You can learn more by reading WalletHub’s guide to credit card interest rates.
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People also ask
How much is the Aspire Credit Card annual fee?
The Aspire Card annual fee is $85 - $175 for the first year and $49 after that. The Aspire Card also charges cardholders monthly fees, starting with the second year an account is open.
Aspire Card Fees
- Annual Fee: $85-$175 1st yr, $49 after
- Monthly Fee: $0 1st yr, $15 after
- Cash Advance Fee: 5% (min $10)
- Foreign Transaction Fee: 3%
- Max Late Fee: $41
- Monthly Fee: $0 1st yr, $15 after
For context, the average annual fee...
read full answer by Chip Lupo, Credit Card WriterWhat is the highest credit card interest rate?
The highest credit card interest rate in recent memory was 79.9% on a card offered by First Premier Bank in 2010 but that offer’s not available anymore. The current highest credit card interest rate is 36% on the First PREMIER® Bank Mastercard Credit Card.
The next highest credit card interest rate seems to be 35.99%, charged by the Total Visa® Card and the Milestone® Mastercard®. These rates are very high when you consider that the average interest rate is only around 22.76%.
... read full answer by Jane Parker, WalletHub Credit Card AnalystHow do I find the interest rate on my credit card?
You can easily find the interest rate on your credit card by looking at your monthly credit card statements, your online account, or your cardmember agreement. Your interest rate will be there in the form of an annual percentage rate (APR). As “annual” implies, an APR is the cumulative interest rate for a whole year, but you can use it to calculate your actual interest charges from day to day or month to month.
How...
read full answer by Christie Matherne, Credit Card WriterDid we answer your question?
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