Evelyn Boros, Credit Cards Moderator
@evelyn_boros
The Bank of America credit score requirement is 750 or higher for the best Bank of America credit card offers, though other options are available for people with lower scores. It is possible to get approved for a credit card from Bank of America with limited credit history or a bad credit score, for example.
Credit Score Recommended by Bank of America Card
- Bank of America® Customized Cash Rewards Secured Credit Card: 300 (Bad credit)
- Bank of America® Unlimited Cash Rewards Secured Credit Card: 300 (Bad credit)
- BankAmericard® Secured Credit Card: 300 (Bad credit)
- Bank of America® Travel Rewards credit card for Students: 750 (Excellent credit)
- Bank of America® Unlimited Cash Rewards credit card for Students: 750 (Excellent credit)
- Bank of America® Premium Rewards® credit card: 750 (Excellent credit)
- BankAmericard® credit card: 750 (Excellent credit)
- Bank of America® Travel Rewards credit card: 750 (Excellent credit)
- Bank of America® Customized Cash Rewards credit card: 750 (Excellent credit)
- Bank of America® Customized Cash Rewards credit card for Students: 750 (Excellent credit)
Keep in mind that it’s best to wait to apply for a given card until you meet the credit score requirement. You can check your credit score for free on WalletHub.
Note that while your credit score is very important, plenty of other things will impact your chances of being approved for a Bank of America credit card. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and employment status.
Keep in mind that lenders might use a different score when deciding whether to approve you for a financial product, so approval is never guaranteed.
Popular Credit Cards from Bank of America, Our Partner
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Rewards
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Cash Back
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Students
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Small Business
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
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People also ask
What are my Bank of America credit card approval odds?
Bank of America credit card approval odds are best for people with a good or excellent credit score of 700+, an annual income of $50,000+, and relatively little debt. Applicants will also need to be 18+ years old with a U.S. mailing address and an SSN or ITIN to get a Bank of America credit card.
Credit Score Requirements for Good Bank of America Credit Card Approval Odds
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read full answer by WalletHub, Financial CompanyWhat are the best credit cards for a 550 credit score?
The best credit card for a 550 credit score is the opensky Plus Credit Card because it does not check your credit score when you apply and has a $0 annual fee. The opensky Plus Credit Card also reports to the credit bureaus on a monthly basis. You’ll have to put down an initial deposit of at least $300 to open the account, but that’s fully refundable.
Best Credit Cards for a 550 Credit Score
- Rates & Fees Best Overall:
- Rates & Fees Best Overall:
- Best Overall:
- Custom Rewards:
- Custom Rewards:
- Custom Rewards:
- No Bank Account Needed:
- No Bank Account Needed:
- No Bank Account Needed:
- Rates & Fees No Credit Check:
- Rates & Fees No Credit Check:
- No Credit Check:
- Rewards on Payments:
- Rewards on Payments:
- Rewards on Payments:
- Best Overall:
- Custom Rewards:
- No Bank Account Needed:
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A 550...
read full answer by William Memphis, WalletHub Credit Card AnalystDid we answer your question?
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