Adam McCann, Financial Writer
@adam_mcan
The Bank of America online shopping category includes bookstores, clothing stores, and department stores, among others. This category gives you rewards for purchases made online or with a mobile app from merchants such as Amazon, Apple, Best Buy, Macy’s, and Target.
Keep in mind that the online shopping category list is not exhaustive. Different types of purchases may be eligible as well.
Bank of America Online Shopping Category List
- Bookstores
- Clothing and Apparel
- Department Stores
- Discount Stores
- Electronics
- Specialty Retail Stores
- Sporting Goods
- Cable and internet bills
- Streaming services
The Bank of America online shopping category is one of the bonus rewards categories that you can choose for the Bank of America® Customized Cash Rewards credit card for Students, the Bank of America® Customized Cash Rewards credit card,and the Bank of America® Customized Cash Rewards Secured Credit Card. You can find it as a bonus-category choice on some of its co-branded credit cards, as well.
You should keep in mind that there are several types of transactions that are not eligible for the Bank of America online shopping category. These include payments to insurance companies, utilities, schools, hospitals, and more.
Merchants Excluded From the Bank of America Online Shopping Category
- Doctors and Hospitals
- Government Services and Taxes
- Insurance
- Membership Organizations
- Schools
- Utilities
- Purchases made in-store using a mobile or digital wallet or a contactless payment device.
- Other non-retail services
These lists are not comprehensive, as Bank of America does not control how individual merchants are classified. Each merchant has a merchant category code, which is assigned by the credit card processing companies. The code determines which general credit card rewards category a purchase falls into.
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People also ask
What are the Bank of America rewards categories?
The Bank of America categories for bonus credit card rewards are gas, online shopping, dining and travel, among other categories, depending on the card. When cardholders make purchases that qualify for their Bank of America card’s bonus categories, they earn extra rewards compared to the card’s base rewards rate.
Bank of America Credit Card Categories for Bonus Rewards
- Bank of America® Customized Cash Rewards credit card: Grocery stores and wholesale clubs, plus your choice of gas, online shopping, dining,...
What is the Bank of America Cash Rewards grocery stores list?
The Bank of America Customized Cash Rewards credit card grocery stores list includes traditional supermarkets, wholesale clubs, bakeries, meat lockers, dairy product stores, and candy stores, among others. These merchants give 2% cash back (up to a $2,500 quarterly cap) on all purchases made with a Bank of America Customized Cash Rewards credit card.
To figure out which stores count for the bonus cash back rate, check the Visa merchant category codes (MCCs) list online.
MCCs That Qualify for the Card’s Grocery Stores Bonus:
- Grocery Stores/Supermarkets: 5411...
What is the Bank of America Cash Rewards online shopping benefit?
The Bank of America Customized Cash Rewards credit card online shopping benefit is part of the 6% cash back categories. Online and mobile transactions with certain merchant category codes qualify for this bonus cash back. Eligible merchant categories include bookstores, clothing and apparel, department stores, and more.
Bank of America Customized Cash Rewards credit card Online Shopping Category Details
- Bookstores
- Clothing and Apparel
- Department Stores
- Discount Stores
- Electronics
- Specialty Retail Stores
- Sporting Goods
- Streaming Services
- Internet and Cable...
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