Hector Molina, WalletHub Analyst
@hectormolina
One of the best credit cards you can get with a 670 credit score is the Petal® 2 Visa® Credit Card. This card offers unlimited 1 - 1.5% cash back on purchases and has a $0 annual fee. But there are several other good options, too.
Some of the Best Credit Cards for a 670 Credit Score
Ongoing rewards: 1% cash back on all eligible purchases, up to 1.25% back after 6 months of on-time payments, and 1.5% cash back after 12 consecutive months of paying on time
Minimum security deposit: None
Annual fee: $0
Credit requirement: Fair credit (640+ credit score recommended). The card also accepts people with limited credit.
Ongoing rewards: up to 10% cash back on purchases made with your opensky card at 40,000+ retailers
Minimum security deposit: $300
Annual fee: $0
Credit requirement: Accepts people with even bad credit (credit scores below 640).
(see details, rates & fees)
Ongoing rewards: None
Minimum security deposit: None
Annual fee: $0
Credit requirement: Fair credit (640+ credit score recommended). The card also accepts people with limited credit.
(see details, rates & fees)
Ongoing rewards: 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, as well as 1.5% cash back on all other purchases
Minimum security deposit: None
Annual fee: $39
Credit requirement: Fair credit (640+ credit score recommended). The card also accepts people with limited credit.
It’s always a good idea to shop around before picking out a credit card for a 670 credit score. Take some time to decide whether you want to prioritize rewards, interest rates, fees, or other aspects. The Petal 2 Card is probably your best option overall because it offers cash back rewards and has no fees.
Also, having a credit score of 670 means you have fair credit. So, make sure you check out our editors’ picks for the best credit cards for fair credit, as well.

Jonathan Reed, Member
@jon_reed_code
If you can afford to wait and you already have a card, try to get to 700 before you apply. Opens up a lot more options.
Nora Coleman, Member
@nora_c_art
See if you get prequalified for either Citi Double Cash or Wells Fargo Active Cash.
People also ask
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.