Chip Lupo, Credit Card Writer
One of the easiest credit cards to get with fair credit is the Petal® 2 Visa® Credit Card. This credit card accepts people even with limited credit and reports monthly to the three major credit bureaus. Cardholders typically get 1 - 1.5% cash back on purchases. The Petal 2 Card also has a $0 annual fee.
In general, the easiest type of credit card to get is a secured card or an unsecured card for bad credit or no credit. There are plenty of credit cards that require fair credit at a minimum, but if easy approval is what you’re after, you’ll want to exceed the card’s requirements rather than just meet them. Checking for pre-approval will give you a good idea of which credit cards will be easiest to get with your fair credit score.
Easy Credit Cards to Get with Fair Credit
It’s not hard to find easy credit cards to get with fair credit – even ones with rewards. But it is hard to find worthwhile 0% intro APRs on cards for fair credit. So, it’s probably best to pay off your balance in full each month. Plus, if you consistently pay on time, you should see your credit score start moving up toward the good credit range.
HSBC Premier World Credit Card
Elisabeth Braves, Member
I like the Capital One QuicksilverOne credit card. It's got great cash back rewards, 1.5% on all purchases. It does have an annual fee, but it's only $39.
Daniel Thompson, Member
Pretty much all store cards are easy to get with fair credit.
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