Chip Lupo, Credit Card Writer
@CLoop
Yes, it is a good idea to use a credit card for gas and groceries. Using a credit card for gas and grocery shopping is convenient, secure, and a great opportunity to earn rewards – with the potential to save you up to 6% cash back every time you shop with your card.
Why You Should Use a Credit Card for Gas and Groceries
- Convenience: Carrying a credit card is easier than making sure you have enough cash on hand to buy gas and groceries. You won’t have to worry about a gas station’s hold tying up the money in your checking account either.
- Security: $0 fraud liability protects you against unauthorized charges. Credit cards provide better fraud protection than debit cards.
- Rewards: Some credit cards give you an opportunity to earn 1% to 6% back on gas and grocery purchases.
One of the best cards to use for gas and groceries is the Blue Cash Preferred® Card from American Express. Cardholders get 6% cash back at U.S. supermarkets (up to $6,000 spent per year), 6% back on select U.S. streaming subscriptions, 3% back at eligible U.S. gas stations and on transit, and 1% back on other eligible purchases, received as rewards dollars (which can be redeemed as a statement credit and at Amazon.com checkout). Blue Cash Preferred has an annual fee of $0 intro 1st yr, $95 after. There are plenty of other options to choose from, as well.
Best Credit Cards for Gas and Groceries
- Rates & Fees
- Rates & Fees Terms Apply
If you want more options, check out WalletHub’s complete picks for the best credit cards for gas and the best credit cards for groceries.
Harper Walker, Member
@harperw1
Honey, using a credit card for gas and groceries is absolutely a good idea - if you’re getting cash back! Why leave free money on the table?
Best cards for this:
- Citi Custom Cash (5% on top category, like gas or groceries)
- Amex Blue Cash Preferred (6% groceries, 3% gas - but $95 annual fee from the second year on)
- AAA Daily Advantage (5% groceries, 3% gas - no membership needed!)
- US Bank Altitude Connect (4% gas, 2% dining)
Life’s too short to miss out on free money, darling - just be smart and pay it off every month. No carrying balances!
People also ask
Is it better to use a credit card for gas?
Yes, it is better to use a credit card for gas because you can save a lot of money with rewards. You can also gas up without having cash on hand, easily track your gas expenses, and enjoy better consumer protections if you pay for gas purchases with a credit card.
There are a few downsides to using a credit card for gas, though, like the higher price gas stations typically charge for credit....
read full answer by Adam McCann, Financial WriterShould you use a credit card for groceries?
Yes, you should use a credit card for groceries. Using a credit card for grocery shopping is a good idea because it is convenient, secure, and a great opportunity to earn rewards – with the potential to save you up to 6% every time you buy groceries.
Why You Should Use a Credit Card for Groceries
- Convenience. Carrying a credit card is easier than making sure you have enough cash on hand,...
Can you use a credit card for food?
Yes, you can use a credit card for food. You can buy food with a credit card at grocery stores, restaurants, wholesale clubs, food trucks, fast food locations, and anywhere else that sells food and accepts credit card payments. In fact, using the right rewards credit card to buy food can save you up to 6%.
Some of the Best Credit Cards for Food
- Rates & Fees Terms Apply Groceries at U.S. Supermarkets:
- Rates & Fees Terms Apply Groceries at U.S. Supermarkets:
- Groceries at U.S. Supermarkets:
- Rates & Fees Dining:
- Rates & Fees Dining:
- Dining:
- Food Delivery:
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- Details, Rates & Fees Foodies & Entertainment:
- Details, Rates & Fees Foodies & Entertainment:
- Foodies & Entertainment:
- Groceries at U.S. Supermarkets:
- Dining:
- Food Delivery:
- Foodies & Entertainment:
Paying for food with a credit card is...
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