Chip Lupo, Credit Card Writer
@CLoop
The best card for wine is the American Express® Gold Card because it offers 5 points / $1 spent at restaurants (on up to $50,000 in purchases per calendar year) and U.S. supermarkets (on up to $25,000 in purchases per calendar year), including wine purchases. You can also get up to $100 in credits per year at U.S. Resy restaurants (up to $50 in statement credits semi-annually, enrollment required). The card can get you into exclusive dining events as well.
Amex Gold Card typically requires good credit for approval and comes with a $325 annual fee. But it is worth it, since new cardholders may be eligible to earn an initial bonus as high as 100,000 points for spending $8,000 on eligible purchases within the first 6 months (welcome offers vary and you may not be eligible for an offer; apply and, if approved, find out your offer amount and accept the card with your offer, spend $8,000 in 6 months, and receive the points).
Best Credit Cards for Wine
When you’re looking for the best credit card for wine, consider credit cards that offer bonus rewards either at restaurants or grocery stores as well as cards with a flat rewards rate, and determine which type suits your spending habits the best. In addition to cash back cards, travel cards that get you points you can redeem toward future travel and wine-related experiences such as vineyard tours or wine tastings may also be a good choice, even if they have an annual fee.
Understand, though, that you must pay the balance in full every month to avoid getting hit with costly interest charges that would wipe out any rewards you’ve earned. That’s the case with any credit card that does not have a 0% introductory APR.
To see more options, check out WalletHub’s editors’ picks for the best rewards credit cards.
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