Chip Lupo, Credit Card Writer
@CLoop
The best credit card for train travel is the Capital One Venture Rewards Credit Card because it offers 2 miles / $1 spent on every purchase (including train ticket), plus an initial bonus of 75,000 miles for spending $4,000 on purchases within 3 months from account opening. Those bonus points are worth $750 in travel.
Cardholders also earn 5 miles / $1 spent on travel booked through Capital One Travel. This includes flights, hotels, vacation rentals, and rental cars. The annual fee is just $95 (see details, rates & fees).
Best Credit Cards for Train Travel
WalletHub chose the best credit cards for train travel from 1,500+ total offers. Final selections were based on the cards’ value over the first two years of use and their rewards on train ticket purchases. This includes passenger railways such as Amtrak and public transit like subways.
Choosing between these cards comes down to your travel habits and preferences, particularly whether you're a casual or frequent Amtrak traveler and what other types of purchases you plan to make with the card. Carefully weigh each card’s rewards rates, redemption options, and travel benefits, and if your preferred credit card charges an annual fee, determine whether you’ll be able to earn enough in rewards for the card to be worth it.
To see more options, check out WalletHub’s editors’ picks for the best travel credit cards.

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