Sebi Mitchell, Credit Cards Moderator
@sebim
The best way to use U.S. Bank points is for travel. When U.S. Bank cardholders redeem points for travel, each point is worth around 1.5 cents, which is more valuable than the other redemption methods provide.
Ways to Redeem U.S. Bank Points
- Travel: 1.5 cents per point
- Cash Back: 1 cent per point
- Gift Cards: 1 cent per point
- Merchandise: Value varies
You can learn more about the best ways to use U.S. Bank points from WalletHub’s U.S. Bank rewards program review.
People also ask
How do I redeem my U.S. Bank Rewards Card?
I'm pretty sure you can get cash back at grocery stores. I'm gonna try it in the morning. Iet y'all know how it goes....
Update:::it wouldn't let me get cash back ...It seems like they go out of their way to keep you from getting cash.
My last idea: When you buy something with a debit card at walmart and then return it,with the receipt, they will refund it in cash........something tells me that they...
read full answer by harkinharp2, MemberHow much are U.S. Bank points worth?
U.S. Bank points are worth 1.18 cents per point, on average. The value of U.S. Bank points depends on how you choose to redeem the points. For example, points from U.S. Bank are worth up to 1.5 cents each when redeemed for travel through the FlexPerks Rewards program, and they are worth 1 cent each when redeemed for cash back.
U.S. Bank Points Value by Redemption Method
| Redemption Method | Average... | Value of 1,000 Points |
Which is better, cash back or travel rewards?
Choosing between cash back rewards and travel rewards ultimately comes down to your spending preferences, the perks that specific cards offer, and how you plan to redeem rewards earnings. In general, people looking for flexible redemption options and rewards with clear values that can’t be changed by the card’s issuer should choose cash back rewards. But frequent travelers who enjoy perks such as free flights, airport lounge access, and hotel room upgrades have the chance to earn more...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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