Maria Adams, Credit Cards Moderator
@m_adams
Yes, it is possible to have both a Capital One Platinum and a Capital One Quicksilver Cash Rewards Credit Card. There is no predefined number of Capital One cards you can have at a time. According to customer service, you can have as many Capital One credit cards as your credit standing would allow. Approval would be based on your credit history, your income, and any potential debt you might have.
It’s worth noting, though, that these two cards are meant for two very different types of consumers. Capital One Platinum is a starter credit card for people with limited credit. Capital One Quicksilver on the other hand, requires at least good credit for approval and comes with much better terms.
Alternative to Having Both Capital One Platinum & Quicksilver
Instead of having both cards, you could also consider upgrading your Capital One Platinum card to the Capital One Quicksilver card. You can do this by calling the number you see on the back of your card. It’s possible for the issuer to send you an upgrade offer, too.
Keep in mind that Capital One tends to offer upgrades on accounts that are at least six months old, with a history of timely payments and low credit utilization.
Popular Credit Cards from Our Partners
People also ask
Can I upgrade from Capital One Platinum to the Quicksilver card?
Yes, you can upgrade from Capital One Platinum (see details, rates & fees) to the Capital One Quicksilver Cash Rewards Credit Card (see details, rates & fees) either with an offer from Capital One through your online account or by calling the number you see on the back of your card. Capital One tends to offer upgrades on accounts that are at least six months old with a history of timely payments and low credit utilization.
How to Accept a Capital One Upgrade Offer Online
- Click “Upgrade Now” on the notice in your...
How many Capital One credit cards can you have?
Capital One does not publicly disclose a specific limit on how many of its credit cards you can have at a given time. According to customer service, you may be eligible for more than one Capital One credit card. However, approval depends on factors such as the specific card product, your credit history, income, existing debt, and how many cards you already hold with Capital One.
How to Combine Capital One Credit Cards:
It is worth...
read full answer by Stacy Macneil, MemberHow many credit cards is too many?
The number of credit cards that’s “too many” to handle differs from person to person. Too many credit cards for most people could be six or more, as the average American has a total of five credit cards, but it ultimately depends on how well you can manage one credit card, then two, and so on. Everyone should have at least one credit card for credit-building purposes, even if they don’t use it to make...
read full answer by WalletHub, Financial CompanyDid we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.