What are the options for Chase credit card designs?

You could say there are three main types of Chase cards: personal, business and co-branded. However, in reality, there are many other types of Chase credit cards, depending on the features and rewards they offer. For instance, there are Chase credit cards for travel rewards and cash back. Some Chase credit cards charge annual fees while others don’t, and those often have 0% APRs too. Still, other Chase cards are affiliated with airlines and hotels. So, there are lots of ways to look at it. … read full answer

If you look at the credit score required for approval, there are only two types of Chase credit cards: those for people with good or excellent credit, and those for excellent credit only. There are no Chase credit cards available for people with lower credit scores.

Types of Chase Credit Cards:

• 0% APR: Chase Freedom Flex℠, Chase Freedom Unlimited®, and certain Ink business cards.
• Travel Rewards: Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, and co-branded airline and hotel cards.
• Cash Rewards: Chase Freedom Flex℠, Chase Freedom Unlimited®, Amazon.com Credit Card and more.
• No Annual Fee: Chase Freedom Flex℠, Chase Freedom Unlimited®, Ink Business Cash® Credit Card and several more Chase cards come with a $0 annual fee.
• Business: Ink Business Cash® Credit Card, Ink Business Preferred® Credit Card and Ink Business Unlimited® Credit Card.
• Co-branded: Amazon.com Credit Card, the British Airways Credit Card and the Marriott Bonvoy Boundless® Credit Card.
• Network: All Chase cards except for the IHG® Rewards Premier Credit Card, the IHG® Rewards Traveler Credit Card and the Chase Freedom Flex℠ are on the Visa network.

The most popular types of Chase credit cards are rewards, travel, and no foreign transaction fee. Several cards fit into more than one category. One example is the Chase Sapphire Preferred® Card. It falls under six different groups. They include Visa, travel and a $0 foreign transaction fee.

Although Chase may seem to have credit cards for just about every need, there are none for building credit. So, people with bad, limited, or fair credit might need to look elsewhere. Fortunately, Chase lets you check for pre-approval. Keep in mind that getting pre-approved for a Chase credit card doesn’t mean guaranteed approval, but the odds are in your favor.

It takes 7-10 business days to get a credit card from Chase once your application has been approved. But you can get it in 1-2 business days if you ask for expedited delivery, at no extra cost. It’s also worth noting that you may receive a decision instantly after approval, however it can sometimes take up to 30 days to receive a response.… read full answer

Getting a replacement credit card from Chase takes 3-5 business days, in most cases. But, again, you can ask for free expedited delivery and get your card in 1-2 business days.

Chase Credit Card Approval and Delivery Timeframe

• New Credit Card: 7-10 business days after approval (1-2 business days expedited for free).
• Replacement Credit Card: 3-5 business days (1-2 business days expedited for free).
• Online Approval: You may get an instant decision when you apply for a Chase credit card. However, it can take up to 30 days for Chase to make a ruling in some cases. You can check the status of your Chase credit card application over the phone at (888) 338-2586.
• Mailed Applications: You’ll get a decision within 7-10 business days of Chase receiving your application.

Chase’s credit card approval and delivery timeframes are pretty standard. The fastest way to get a Chase credit card in your hands is by applying online and requesting expedited delivery. You can also call Chase for free expedited delivery once approved.

The easiest way to get a Chase replacement card, is either online or through the Chase mobile app. Alternatively, you can ask for a replacement over the phone, by calling customer service at (800) 432-3117.

There is no fee to get a Chase replacement, and the card should arrive in 3-5 business days. Chase can expedite shipping for free, reducing the delivery time to 1-2 business days, if you ask. You can request a Chase replacement card if your current card is stolen, lost or damaged. Or, you may want to get an updated design – a metal card, for example.… read full answer

How to Get a Chase Replacement Card Online

1. Log in to your Chase online account and select “Replace a lost or damaged card” from the drop-down menu.
2. Select the Chase credit card you’d like to replace and your reason for replacing it.
3. Verify your identity with Chase. Use your name, date of birth and SSN (last four digits), or your 16-digit Chase account number (if you have it on hand).
4. Submit the replacement-card request and check for a confirmation email.
5. Get your Chase replacement card within 5 business days.
6. Confirm receipt of the card and activate it, either online or by calling (800) 432-3117.

How to Get a Chase Replacement Card Through the Mobile App

1. Sign in to your Chase mobile app (for Android and iOS).
2. Select the credit card you want to replace.
3. Swipe up to Account Services and tap “Replace a lost or damaged card.”
4. Select the card you want to replace and tap “Next.”
5. Choose the reason you want to replace the card and tap “Next.”
6. Review your choices and then tap “Request card.”

You do not need to request a Chase replacement card if your current card is about to expire. Chase will automatically send a new card by the end of the current card’s expiration month. If you have not received a replacement card by then, contact Chase customer service.

Once you get your replacement card, you should dispose of your old Chase card. Depending on the card, you can do that by cutting it up, sending it back in the prepaid envelope included with your new card, or turning it in at a Chase branch.