Adam McCann, Financial Writer
@adam_mcan
The Chase credit cards with the highest credit limits are the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®, which reportedly offer credit limits as high as $100,000+. That high of a credit limit is only available to the most creditworthy customers with excellent credit and a lot of income.
The credit limit you will get on a Chase credit card can vary depending on a number of factors – most importantly, your credit history and income. The higher your credit score and income are, the higher your credit limit is likely to be. In general, Chase does not disclose maximum credit limits for its cards, but it does disclose minimum credit limits.
High Limit Chase Credit Cards
- Chase Sapphire Reserve®: $10,000+ credit limit
- Chase Sapphire Preferred® Card: $5,000+ credit limit
- Chase Freedom Unlimited®: $500+ credit limit ($5,000+ if Visa Signature)
- Ink Business Premier® Credit Card: $10,000+ credit limit
It's always best to check a Chase card’s terms and conditions before applying to find out its minimum credit limit. That way, you can apply for a card that will give you adequate spending power for your needs, assuming you qualify.
Just keep in mind that the starting credit limit on any Chase credit card won’t necessarily be the limit you always have. You can typically ask for a credit limit increase after at least six months of responsible use.
You can learn more about Chase credit limits as well as browse the best Chase credit cards on WalletHub.
Popular Chase Credit Cards
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People also ask
What is the Chase Freedom Flex credit limit?
The Chase Freedom Flex credit limit is $500 or more. Everyone who gets approved for Chase Freedom Flex is guaranteed a credit limit of at least $500, and especially creditworthy cardholders could get limits a lot higher than that. There are reports of some customers getting a Chase Freedom Flex credit limit of over $18,000. The higher an applicant’s credit score and income are, the higher their starting credit limit is likely to be.
Here’s what you need to know...
read full answer by Marshall Jamieson, WalletHub Finance ConsultantHow do I get a $100K credit limit?
To get a $100K credit limit from a credit card, you’ll need to have an excellent credit score, a lot of income and little debt. You will also need to pick a credit card that is known for offering high credit limits to well-qualified applicants. If you don't get approved for a high enough limit initially, you may have to request a credit limit increase after using the card responsibly for several months.
How...
read full answer by Bianca Smith, WalletHub Credit Cards AnalystDoes Chase give high credit limits?
Yes, Chase may give a high credit limit on some of their credit cards to people with good-to-excellent credit, substantial income, and relatively little debt. However, the issuer only discloses the minimum credit limits for each of their cards.
The Chase credit card with the highest starting credit limit is Chase Sapphire Reserve®. Everyone who gets approved for this card is guaranteed a credit limit of at least $10,000. But particularly creditworthy applicants could get limits a lot...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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