Chip Lupo, Credit Card Writer
@CLoop
Chase offers existing customers a $50 bonus when they refer a friend for a new Chase checking account, or credit card rewards when they refer someone for a qualifying Chase credit card and that person gets approved. It can take up to 8 weeks to receive your bonus after the person you refer opens their account.
Best Chase Referral Bonus Offers
| Offer | Requirement |
| $50 per referral (up to $500 per year) | Refer someone for an eligible Chase checking account |
| 15,000 points per referral (up to 100,000 points per year) | Refer someone for the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve® card |
| $50 cash back per referral (up to $500 cash back per year) | Refer someone for the Chase Freedom Unlimited® card or the Chase Freedom Flex® Credit Card |
| $25 cash back per referral (up to $250 cash back per year) | Refer someone for the Chase Freedom Rise® |
| 20,000 bonus points per referral (up to 100,000 per year) | Refer someone for a Southwest Credit Card |
| 10,000 bonus miles per referral (up to 100,000 per year) | Refer someone for a United Airlines Credit Card |
| 40,000 bonus points per referral (up to 200,000 per year) | Refer someone for a Marriott Bonvoy Credit Card |
| 10,000 bonus points per referral (up to 50,000 per year) | Refer someone for a IHG One Rewards Credit Card |
| 10,000 Bonus Point per referral (up to 50,000 per year) | Refer someone for the World of Hyatt Business Credit Card |
| 20,000 points per referral (up to 100,000 per year) | Refer someone for a Chase Business Credit Card |
| 100 Disney Rewards Dollars per referral (up to 500 per year) | Refer someone for the Disney Visa Card |
You can find out exactly which referral bonuses are available to you by logging in to your Chase account online or by calling customer service at 1-800-432-3117. If you’re eligible, you can get a personal referral link to share with your friends via your Chase account.
How to Get a Chase Referral Bonus
- Log in to your Chase account.
- Navigate to the "Explore Products" tab, then click "Just for you." Scroll down and click "Refer friends now" to find referral bonuses you're eligible for.
- Choose a referral offer and copy the referral link.
- Send the referral link to someone you know.
- Wait for the person to open a new account using your referral link.
- Get your referral bonus in up to 8 weeks.
Keep in mind that Chase referral bonus offers can change often, so if you see an offer you are interested in, you should act fast. If you want to learn more about credit card referral bonuses, you can do it right here on WalletHub.
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People also ask
How does the Chase Refer-a-Friend program work?
The Chase Refer-A-Friend program gives you bonus cash back, points, or miles when someone uses your referral link to apply for a Chase credit card and gets approved. For example, when a friend uses your link to apply for Chase Freedom Unlimited®, you’ll get $50 cash back if they’re approved. You can receive the Chase Freedom Unlimited Refer-A-Friend bonus up to 10 times per year, for a total of $500.
Chase Credit Card Referral Bonus Offers in 2026
... read full answer by Adam McCann, Financial WriterWhat is the best Chase credit card signup bonus?
The best Chase credit card signup bonus is the Chase Sapphire Reserve® card’s offer of 150,000 points for spend $6,000 on purchases in the first 3 months after account opening. The bonus is worth $1,500 when redeemed for cash, gift cards, and travel. The initial bonus alone pays for Chase Sapphire Reserve’s $795 annual fee for the first year.
Best Chase Credit Card Signup Bonus Offers
Initial Bonus: 150,000 points for spend $6,000 on purchases in the first 3 months
Ongoing Rewards: 8 points per $1 spent on purchases made through Chase Travel℠ (including The Edit℠), 4 points per $1 on direct bookings with airlines and hotels, 3 points per $1 on dining, and 1 point per $1 on all other purchases
Annual Fee: $795
Credit Score: Excellent
Initial Bonus: 75,000 points for spending $5,000 on purchases in the first 3 months
Ongoing Rewards: 5 points per $1 spent on travel purchased through Chase Travel℠, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases
Annual Fee: $95
Credit Score: Good
Initial Bonus: $200 for spending $500 on purchases in the first 3 months
Ongoing Rewards: 5% cash back on travel through Chase Travel, 3% back at restaurants and drugstores, and 1.5% back on all other purchases
Annual Fee: $0
Credit Score: Good
Initial Bonus: 60,000 miles and 500 Premier qualifying points for spending $4,000 on purchases in the first 3 months
Ongoing Rewards: 5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts, 4 miles per $1 spent with United, 2 miles per $1 spent on dining, select streaming services and all other travel, and 1 mile per $1 spent on all other purchases
Annual Fee: $350
Credit Score: Good
Initial Bonus: 3 Free Night Awards for spending $3,000 in the first 3 months, plus 1 additional Free Night Award for spending $4,000 in the first 4 months
Ongoing Rewards: 6 points per $1 spent at participating Marriott hotels, 3 points per $1 spent at gas stations, restaurants and grocery stores (up to $6,000 combined per year), and 2 points per $1 on all other purchases
Annual Fee: $95
Credit Score: Good
Initial Bonus: 100,000 points for spending $8,000 in the first 3 months
Ongoing Rewards: 3 points per $1 on the first $150,000 spent per year on travel and select business expenses, and 1 point per $1 on all other purchases
Annual Fee: $95
Credit Score: Good
As you can see, many of these cards have annual fees. But by taking advantage of their initial bonuses and extra benefits, you should be able to more...
read full answer by Bogdan Roberts, Credit Cards ModeratorWhat is the Chase authorized user bonus?
There’s no Chase authorized user bonus at the moment. Chase has offered an authorized user bonus on certain credit cards in the past, but it is relatively rare for credit card companies to provide this benefit.
There are still benefits to adding an authorized user to your Chase credit card, though. To start, the authorized user is able to build credit. Also, an authorized user’s spending still counts toward earning a card’s initial bonus....
read full answer by Hector Molina, WalletHub AnalystDid we answer your question?
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