Chip Lupo, Credit Card Writer
@CLoop
Yes, the Citi Strata Premier® Card does have a late fee, which applies when cardholders don’t make the minimum payment by the due date. The late fee for the Citi Strata Premier® Card can never exceed the minimum payment amount, though, thanks to the CARD Act of 2009.
If you accidentally make less than the required minimum payment or you miss your Citi Strata Premier® Card due date entirely, you can always ask customer service to waive the late fee by calling 800-950-5114. This is much more likely to work if you have a great payment history with Citibank, but even if not, there’s no harm in asking.
Keep in mind that you should pay at least your minimum required payment each month to avoid getting hit with late fees in the future. To make sure that you never miss a payment, you should set up autopay for your credit card bill.
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