Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
To redeem Citizens Bank rewards, log in to the Citizens Bank Rewards portal and select a redemption option. Citizens Bank also allows you to redeem rewards by calling the phone number on the back of your card or by using the Citizens Bank mobile app.
How to Redeem Citizens Bank Rewards Online
- Log in to your Citizens Bank credit card account.
- Go to the Citizens Bank Rewards portal.
- Find the list of redemption options for your Citizens Bank rewards card.
- Determine which redemption options give the most value for your cash back.
- Redeem your Citizens Bank rewards.
Standard redemption options include statement credits and gift cards, and the availability of other choices depends on which card you have. For some Citizens Bank credit cards, the various redemption options will be worth different amounts. Make sure you do your research so that you can maximize the value you get when you redeem your Citizens Bank rewards.
Popular Credit Cards from Our Partners
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Low Intro APR & Bonus Rewards
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Everyday Cash Back
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Good Credit
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0% Intro APR
People also ask
What's the best Citizens Bank business credit card?
The best Citizens Bank business credit card is the Citizens Bank Everyday Points® Business Mastercard® because it offers 3 points per $1 spent on all purchases and has a $0 annual fee. New cardholders can also get 50,000 points after spending $5,000 in the first 90 days. However, this isn’t your only option.
Best Citizens Bank Business Credit Cards
Initial Bonus: 50,000 points after spending $5,000 in the first 90 days
Ongoing Rewards: 3 points per $1 spent on all purchases
Purchase Intro APR: 0% for 6 months
Regular APR: 15.49% - 25.49% (V)
Annual Fee: $0
Credit Score: Good
Initial Bonus: N/A
Ongoing Rewards: N/A
Purchase Intro APR: 0% for 12 months
Regular APR: 12.49% - 23.49% (V)
Annual Fee: $0
Credit Score: Excellent
While the Citizens Bank business credit cards have decent terms, they’re not the best offers on the market. Check out WalletHub’s picks for the best business credit cards available right now.
read full answer by Maria Adams, Credit Cards ModeratorWho actually pays for your credit card rewards?
Your credit card rewards are paid for by merchants who pay credit card processing fees and by other credit card users who pay interest and fees. Every time someone uses their credit card to pay for something, the merchant pays an “interchange fee” to the card issuer and card network to account for the risk of processing a credit card payment. These fees are a big form of revenue to card issuers - the fees can amount to billions...
read full answer by WalletHub, Financial CompanyHow much are Citizens Bank points worth?
Citizens Bank points are worth 0.37 cents per point, on average, meaning that 1,000 Citizen Bank points are worth around $3.70. The value of Citizens Bank points is the same regardless of how they are redeemed.
Citizens Bank Points Value by Redemption Method
| Redemption Method | Average Point Value | Value of 1,000 Points |
| Travel | 1 cent | $10.00 |
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