John Miller, Credit Cards Moderator
@john_miller
Yes, the Amazon Business Credit Card reports your account information to Dun & Bradstreet, but only if your account becomes delinquent. As long as your account is in good standing, the card will report only to the Small Business Financial Exchange bureau every month.
It's worth noting that any delinquency on your Amazon Business Credit Card account doesn't just impact your business credit history but also your personal credit. This occurs because the card reports your account information to the consumer credit bureaus in the event of delinquency, too. The reason behind this lies in the typical requirement of a personal guarantee for small business cards, meaning you're personally liable for any debt that your business cannot repay.
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People also ask
When does the Amazon Credit Card report to bureaus?
The Amazon Credit Card reports to the credit bureaus once each month, within days after the end of your monthly billing period. Chase reports the card’s credit limit, account balance, payment status, and more to TransUnion, Equifax, and Experian.
After the Amazon Credit Card reports your account information to a credit bureau each month, it may take a few days before the updates appear on your credit report. When you first open a new Amazon Credit Card, you may not...
read full answer by Chip Lupo, Credit Card WriterWhich business credit cards do not report to personal credit bureaus?
There are plenty of business credit cards that don’t report to personal credit bureaus, including all Bank of America, U.S. Bank, Citi, and Wells Fargo business credit cards. A few other issuers, including American Express and Chase, will report only negative information or severe delinquency to personal bureaus.
When a business credit card doesn’t report to personal credit bureaus, it means you can’t build personal credit with the card. However, it also means your personal credit score cannot be...
read full answer by Evelyn Boros, Credit Cards ModeratorDid we answer your question?
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