Robert Sambrick, WalletHub Analyst
@robsam
American Express does not offer secured business credit cards, and it does not have any personal secured credit cards available, either. You can get an unsecured business credit card from American Express, though, if you have the credit required to qualify.
Alternatively, you might want to consider a secured business credit card from another issuer, such as the Business Advantage Unlimited Cash Rewards Secured credit card. This card requires a security deposit of at least $1000 and has a $0 annual fee. In addition, this card offers 1.5% cash back on all purchases.
For more options, check out WalletHub’s editors’ picks for the best secured business credit cards overall. It’s also fine to use a secured personal credit card for business purposes, though you should avoid mixing personal and business purchases on the same card.
Popular Credit Cards from American Express, Our Partner
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Cash Back
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Travel Rewards
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Dining Rewards
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Business Rewards
People also ask
Is there an American Express secured credit card?
No, there is no American Express secured credit card at the moment. American Express only offers unsecured credit cards, which do not require the cardholder to put down a refundable deposit in order to open the account. However, there are several secured credit cards from other issuers to consider.
Some of the Best Secured Credit Cards
- Beginners:
- Beginners:
- Beginners:
- Details, Rates & Fees Rewards:
- Details, Rates & Fees Rewards:
- Rewards:
- No Credit Check:
- No Credit Check:
- No Credit Check:
- Beginners:
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- No Credit Check:
Keep in mind that, with secured cards, the deposit usually serves as the spending limit on the card, and...
read full answer by Tom Lipkis, WalletHub Credit Card ConsultantWhat credit score is needed for an American Express business card?
You typically need good credit or better to have good odds of being approved for an American Express business card. Amex will review your personal credit during the approval process, as you will need to provide a personal guarantee to repay Amex if the business cannot. This is normal for business credit cards.
Credit Requirement for Amex Business Cards
- American Express® Business Gold Card: Good credit or better
- The American Express Blue Business Cash™ Card: Good credit or better
- The Business Platinum Card® from American Express: Good credit or...
Does Amex do a hard pull for business cards?
Yes, Amex does a hard pull on your credit report whenever you apply for one of its business credit cards. A hard pull usually results in a slight decrease in an applicant's credit score, but the effect only lasts for a short period of time. The hard inquiry allows Amex to determine your credit risk and ultimately decide whether you’ll be approved for an account.
Amex business credit cards typically require at least good credit...
read full answer by Maria Adams, Credit Cards ModeratorDid we answer your question?
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