Archie Conway, WalletHub Financial Analyst
@ArchieConway
Yes, Lowe’s does take American Express credit cards at its stores, on the Lowe’s website, and on its mobile app. Lowe’s accepts cards on all four major networks, among other payment methods.
Payment Methods Accepted at Lowe’s
- Credit cards: You can pay at Lowe’s with a credit card that is backed by any major payment network, such as American Express, Visa, and Mastercard.
- Cash: You can pay for your Lowe’s purchases with cash.
- Debit cards: Lowe’s accepts any debit card as a payment method.
- Lowe’s gift cards: Paying with a Lowe’s gift card is also an acceptable payment method.
- Checks: You can also use either personal or business checks. Just make sure the name on the check matches the name on your government-issued photo ID.
- Digital Wallets: Lowe’s also accepts payments from digital wallets such as Google Pay, Apple Pay, and Samsung Pay.
It is also worth mentioning that Lowe’s offers its own credit cards, one of which is the Lowe's Store Card. This card offers a good discount on all Lowe’s purchases.

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