Credit cards: You can pay at Lowes with a credit card that is backed by any major payment network; American Express, Visa, Mastercard or Discover.
Cash: Of course, you can pay for your Lowe’s purchases with cash.
Debit cards: Lowe’s accepts any debit card as a payment method.
Lowe’s gift cards: Paying with a Lowe’s gift card is also an acceptable payment method.
Checks: You can also use either personal or business checks, as long as the name on the check matches the name on your government-issued photo ID.
Not allowed: Lowe’s doesn’t accept contactless payments through Apple Pay, Google Pay or Samsung Pay.
It is also worth mentioning that Lowe’s offers its own credit cards, one of which is on the American Express network. You can use the Lowe's Business Credit Card anywhere American Express cards are accepted, while the Lowe's Store Card is limited to Lowe’s purchases. Both cards offer a good discount on all Lowe’s purchases and have a $0 annual fee.
American Express is accepted at 10.6 million merchant locations in the U.S. and in 160+ countries and territories abroad. But you’ll find some stores that have exclusive deals with the more popular networks, Visa and Mastercard. For example, Costco only accepts Visa cards now, after switching from Amex only in 2016. Plus, despite the good number of foreign countries where you can use American Express cards, acceptance is on a merchant-by-merchant basis. So, coverage in a lot of countries is hit or miss.… read full answer
Here’s where American Express is accepted:
Where American Express is Accepted in the U.S.: 10.6 million merchants
Where American Express is Accepted Internationally: 160+ countries and territories
Countries Where American Express is Accepted Most: Canada, Australia, UK, India, Singapore
Places Where American Express is Not Accepted: Cuba, Sudan, South Sudan, Iran, Syria
Major Retailers That Accept American Express: Amazon, IKEA, Sears, Target, Walmart, Lowe’s, Apple, Best Buy, Staples, CVS
Major Retailers That Don’t Accept American Express: Costco, small non-chain stores/restaurants
So, an American Express card is enough for your shopping within the U.S. Though you may find some stores that don’t take it, the majority will. But you’ll probably want to have a no foreign transaction fee Visa or Mastercard when you go abroad. Those networks guarantee you worldwide coverage, with acceptance in over 200 countries and territories. Plus, Mastercard and Visa cards are accepted just about universally within those regions. Amex cards still have hit-or-miss acceptance in many.
If you have an American Express card that earns Membership Rewards points, you can also use those points directly on Walmart.com during checkout. You will have the full purchase amount charged to your card, but will then receive a statement credit for the points used in 2 to 4 business days. That being said, points are only worth 0.7 cents each when used this way, so it’s not the best redemption option.
Walmart.com is compatible with Amex Express Checkout, too. This tool, which is built into the website’s checkout screen, allows customers to simply enter their Amex login info, which will then autofill their card details at checkout, which saves time. It also uses a virtual card number for extra security.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.