Robert Sambrick, WalletHub Analyst
@robsam
Yes, Home Depot does take American Express credit cards for both in-store and online purchases, including on its mobile app. Home Depot accepts credit cards and debit cards from the 4 major networks, along with other forms of payment such as cash and gift cards.
Where and How You Can Use American Express at Home Depot
| Shopping Method | Forms of Payment Accepted |
| In-Store | Major Credit Cards, Home Depot Cards, Debit Cards, Cash, Checks, Gift Cards |
| Online | Major Credit Cards, Home Depot Cards, Debit Cards, Gift Cards, PayPal |
| Mobile App | Major Credit Cards, Home Depot Cards, Debit Cards, Gift Cards, PayPal |
| Buy Online, Pick Up In Store | Major Credit Cards, Home Depot Cards, Debit Cards, Gift Cards, PayPal |
Customers can also use a personal check to pay for items at Home Depot stores, but not for online purchases, even if it’s pickup or a delivery order. You may also use PayPal at a Home Depot store payment terminal or when you check out on the website or mobile app.
As of late 2024, Home Depot is also gradually rolling out support for digital wallet services like Apple Pay, with many stores—especially self-checkout stations—now accepting them, though availability may vary by location. Just note that there are still a number of other forms of payment that Home Depot does not take at its stores or online. Among them are money orders, travelers checks, cashier checks, and certified checks.
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