Chip Lupo, Credit Card Writer
@CLoop
The easiest Chase credit card to get is the Chase Freedom® Student credit card, but it’s only available to students. Applicants can get approved for this card with limited credit. This means the odds of approval are good even for people who are new to credit, making the Chase Freedom® Student credit card much easier to get than other Chase credit cards.
All other Chase credit cards require at least good credit for approval, and some require excellent credit. But while Chase cards aren’t that easy to obtain, there are several other credit cards that are easy to get.
Easiest Credit Cards to Get
- No Credit Checked: OpenSky® Secured Visa® Credit CardOpenSky® Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Annual Fee: Petal® 2 Visa® Credit CardPetal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's website
- Unsecured: Credit One Bank® Platinum Visa® for Rebuilding CreditCredit One Bank® Platinum Visa® for Rebuilding CreditLearn MoreLearn Moreon issuer's website
- Cash Back: Capital One Quicksilver Secured Cash Rewards Credit CardCapital One Quicksilver Secured Cash Rewards Credit CardLearn MoreLearn More
Having one of these credit cards may increase your chances of landing a Chase credit card in the future, if you use it responsibly. That means paying your bill on time every month and keeping your credit utilization below 30% of your credit limit.
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Justine Browns, Member
@justine_browns
I think the easier ones to get would be Chase Freedom Flex℠ and Chase Freedom Unlimited®. This means you might get approved for them even without having an excellent credit score. You’d still need to have good credit, which means at least 700. They’re both good credit cards that give you cash back, and a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.
Francine Yates, Member
@francine_yates
Chase doesn't really make "easy to get" cards, like for bad credit. Generally you need 700 and above to get one of them.
People also ask
Does Chase have good starter credit cards?
Chase has one good starter credit card, the Chase Freedom® Student credit card, but it’s only available to students. It offers 1% cash back on purchases plus a $50 bonus after your first purchase and a $20 good standing reward after every account anniversary. The annual fee is $0, and the card is available to people with limited credit or better.
All other Chase credit cards require at least good credit for approval, and some require excellent credit. Therefore, unless...
read full answerWhat's the easiest unsecured credit card to get approved for?
One of the easiest unsecured cards to get approved for is the Credit One Bank® Platinum Visa® for Rebuilding Credit because you can get approved for it even with bad credit. This card offers a $300 starting spending limit, and you can use it wherever Visa is accepted.
Easiest Unsecured Credit Cards to Get Approved For
- Credit One Bank® Platinum Visa® for Rebuilding Credit: Bad Credit
- Capital One Platinum Credit Card: No Credit
- Capital One SavorOne Student Cash Rewards Credit Card: Students
- Capital One Spark Classic for Business: Small Business
The easiest unsecured credit cards to get...
read full answerWhat credit score do you need for a Chase credit card?
Most Chase credit cards require a credit score of 700 or higher to get approved. That means you need good credit or better to qualify for the majority of Chase credit cards. For example, the credit score requirement for both the Chase Freedom Flex℠ card and the Chase Sapphire Preferred® Card is 700+.
The main exception to the rule is the Chase Freedom® Student credit card, which is available to students with limited credit or better. Still, the higher your credit score is, the better...
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