The easiest Chase cards to get are the ones that require good credit for approval. They include Chase Slate, the Amazon Visa and the Hyatt Credit Card. And “easy” is a relative term here because you’ll need a credit score of 700+ to have a good chance of qualifying for them. There are no Chase credit cards for fair, limited or bad credit. But since all Chase cards require good or excellent credit for approval, they give you all sorts of perks to make the offers worthwhile. Fortunately, you can also check for Chase credit card pre-approval before submitting an application. Getting pre-approved isn’t the same thing as getting approved for an account, but it means you have a really good shot.
Here are some of the easiest Chase cards to get:
0% APR: Chase Slate – Good credit or better No annual fee. No rewards. 0% APR for 15 months on purchases and balance transfers. No balance transfer fee for 60 days.
Online Shopping: Amazon Visa Credit Card – Good credit or better No annual fee. $50 gift card for opening account ($70 for Prime members). 3 points per $1 spent on Amazon (5 with Prime). 2 points per $1 at gas stations, restaurants and drugstores. 1 per $1 everywhere else.
Disney Dollars: Disney Rewards Credit Card – Good credit or better No annual fee. $50 statement credit after your first purchase. 1% back in Disney Dollars on all purchases. 0% APR for 6 months on purchases.
Gas & Dining: AARP Rewards Credit Card – Good credit or better No annual fee. 20,000 points for spending $500 in the first three months. 3% cash back (in the form of points) at gas stations and restaurants, plus 1% everywhere else.
Airline Miles: United MileagePlus Explorer – Good credit or better $95 annual fee waived the first year. 50,000 miles for spending $3,000 in the first three months. 2 miles per $1 on United purchases, and 1 mile per $1 on everything else. Priority boarding and free first checked bag.
Hotel Points: Hyatt Credit Card – Good credit or better $75 annual fee. 40,000 points for spending $2,000 in the first three months. 3 points per $1 spent at Hyatt. 2 points per $1 on restaurants, airfare and car rentals. 1 point per $1 on everything else. 5,000 bonus points for adding an authorized user. 1 free night’s stay every account anniversary.
These aren’t all of the easiest Chase cards to get. There are a few others, most of them co-branded with companies like IHG and British Airways. But none of them will do you much good if you have fair, limited or bad credit. If that describes you, consider a Capital One credit card instead.
I think the easier ones to get would be Chase Freedom and Chase Freedom Unlimited. This means you might get approved for them even without having an excellent credit score. You’d still need to have good credit, which means at least 700. They’re both good credit cards that give you cash back, and a $150 bonus after you spend $500 on purchases in the first 3 months from account opening.
Chase doesn't really make "easy to get" cards, like for bad credit. Generally you need 700 and above to get one of them.
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