Theresa Chalfant, Writer
@theresa_chalfant
The easiest USAA credit cards to get are the USAA® Secured American Express® Card and the USAA® Secured Visa Platinum® Card, since both are available to people with bad credit. Because they’re secured cards, they also require a deposit of at least $250 that serves as your credit limit.
Credit Requirements for USAA Credit Cards
| Credit Card | Minimum Credit Score Required |
| bad | |
| bad | |
| good | |
| good | |
| excellent | |
| good | |
| good | |
| good |
Keep in mind that you’ll need to be either a servicemember or a veteran of the U.S. military, or a family member of one, to become a USAA® member. And to get a card, you must be at least 18 years old, have a physical U.S. address, and earn enough income to afford your monthly payments.
You can get a sense of which USAA cards you can qualify for by checking your credit score on WalletHub.
People also ask
Does USAA give high credit limits?
The average USAA credit limit is $1,000 for secured cards and $3,000-$5,000 for unsecured cards.
USAA also offers a maximum credit limit of $50,000 across all of its cards.
If you're not satisfied with your credit limit, or your credit utilization is too high, you can request an increase for most of the USAA credit cards (except the Classic or Secured ones) online.
Keep in mind, though, that requesting an increase can...
read full answer by Roberta Fernandez, MemberWhat are the USAA credit score requirements?
The USAA credit score requirement is 700 or higher for the best USAA credit card offers, though other options are available for people with lower scores. It is possible to get approved for a credit card from USAA with limited credit history or a bad credit score, for example.
Credit Score Recommended by USAA Card
- USAA® Rewards™ American Express® Card: 750 (Excellent credit)
- USAA Preferred Cash Rewards Credit Card: 700 (Good credit)
- USAA® Rewards™ Visa Signature® Card: 700 (Good credit)
- USAA® Cashback Rewards Plus American Express® Card: 700...
What is the best USAA credit card for bad credit?
USAA does not offer any credit cards for bad credit (a credit score below 640). All USAA credit cards require good credit for approval, which means a credit score of at least 700.
There are, however, credit cards for bad credit available from other issuers that are quite easy to get. Using one of those cards responsibly may eventually help you qualify for a USAA credit card.
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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