Theo Frank, WalletHub Credit Card Analyst
@frankth19
You GAP Credit Card approval odds are pretty good if you have a 700+ credit score. This means that you need at least good credit to qualify for this card.
But your credit score isn’t the only thing the issuer will take into account while considering your application. Various other factors like your credit history, income and any debts you might have will also matter.
If you find it hard to get approved for the GAP Credit Card, your chances might be better with the GAP Store Card. This card requires fair credit (640+) for approval.
Ultimately, you can check your credit score for free on WalletHub and see where you stand.
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Montgomery Ward Credit Account is among the easiest store credit cards to get, as you can get approved with bad credit (a credit score of 500+). The card does not charge an annual fee, so it can help people with no credit or even bad credit improve their credit score for free.
Easiest Store Credit Cards to Get
- Potential for Low APR:
- Potential for Low APR:
- Potential for Low APR:
- Potential for Low APR:
Ongoing Rewards: N/A
Annual Fee: $0
Minimum security deposit: N/A
Credit requirement: Accepts people with...
read full answer by Maria Adams, Credit Cards ModeratorWhen does the GAP Credit Card report to credit bureaus?
The GAP Credit Card reports to the credit bureaus once each month, within days after the end of your monthly billing period. Barclays reports the card’s credit limit, account balance, payment status, and more to TransUnion, Equifax, and Experian.
After the GAP Credit Card reports your account information to a credit bureau each month, it may take a few days before the updates appear on your credit report. When you first open a new GAP Credit Card, you may not...
read full answer by Pedro Ortiz, MemberDid we answer your question?
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