The best hotel card with free nights is the IHG® Rewards Club Premier Credit Card because it offers a free night each account anniversary and gives a 4th night free every time you redeem your points to book a stay of 4 or more nights. Free nights are valid for any IHG booking with a redemption value of 40,000 points or less. The IHG Premier also offers 150,000 points for spending $3,000 within 3 months of account opening. The annual fee is $0 intro 1st yr, $89 after, but its perks more than cover this cost as long as you are able to take advantage of them.
The IHG Premier is not the only card that offers free nights though.
Here are the best hotel credit cards with free nights:
Marriott Bonvoy Business™ American Express® Card: 125,000 points and 2 free night awards for spending $5,000 in the first 3 months (limited-time offer, ending 11/3/2021) - each bonus free night award has a redemption level of up to 50,000 points. Free night each account anniversary, redeemable at any Marriott Bonvoy property worth 35,000 points or less. $125 annual fee.
Marriott Bonvoy Boundless® Credit Card: 125,000 points and 1 free night award for spending $5,000 in the first 3 months (the free night award is valued up to 50,000 points). Free night each account anniversary, redeemable at any Marriott Bonvoy property, worth 35,000 points or less. $95 annual fee.
Marriott Bonvoy Brilliant™ American Express® Card: 150,000 points and 1 free night award for spending $5,000 in the first 3 months (limited-time offer, ending 11/3/2021). Free night each account anniversary. Redeemable at any Marriott Bonvoy property worth 50,000 points or less. $450 annual fee.
Hilton Honors Aspire Credit Card: Free weekend night after approval and on every account anniversary, plus an additional night after spending $60,000 in a year. $450 annual fee.
IHG Premier: Free night each account anniversary. 4th night free every time you redeem your points to book a stay of 4 or more nights. Redeemable at IHG properties worth 40,000 points or less. Annual fee: $0 intro 1st yr, $89 after.
The World of Hyatt Credit Card: Free night each account anniversary. Valid at Hyatt Category 1-4 properties. Second free night for spending $15,000 in any year. $95 annual fee.
The Hilton Honors American Express Business Card: Free weekend night for spending $15,000 in a calendar year. Second weekend night for spending an additional $45,000 in the same year. $95 annual fee.
Radisson Premier Visa Signature® Credit Card: Free night certificate for every $10,000 spent per year, up to $30,000, when you pay the annual fee. $75 annual fee.
On top of these free nights, these cards will also earn you points on your purchases, so to maximize your hotel credit card’s free nights, you should book your stays with the hotel chain affiliated with your card. If you don’t plan to always stay at the same chain, consider a general travel rewards card such as The Platinum Card® from American Express or the Capital One VentureOne Rewards Credit Card.
The American Express Platinum card offers 5 points / $1 spent on prepaid hotel reservations and airfare (on up to $500,000 per year) booked through AmexTravel.com. In addition, you also get complimentary Gold status in Hilton’s and Marriott Bonvoy’s membership programs which will give you room upgrades and opportunities to accelerate your earning of free nights, once enrolled.
Unlike the American Express Platinum card’s $695 annual fee, the Capital One VentureOne comes with a $0 annual fee, while offering 20,000 bonus miles (worth $200 in travel) after you spend $500 within 3 months from account opening. Not only that, but it also earns you 1.25 miles / $1 spent on every purchase, every day.
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