Adam McCann, Financial Writer
@adam_mcan
Sears Credit Card rewards work by giving cardholders 10 - 50 points per $1 spent. Cardholders can then redeem these rewards for Sears purchases through your online account or by visiting store. Those are the basics, but there are a few other things to know about how Sears Credit Card rewards work before you start earning and redeeming.
How Sears Credit Card Rewards Work
- Earn rate on purchases: 50 points per $1 spent at gas stations, 30 points per $1 spent at grocery stores and restaurants up to $10,000 per year, 20 points per $1 spent at Sears, Kmart & Sears Home Services, 10 points per $1 spent on all other purchases
- Redemption options: Sears purchases
- Methods for redemption: Through your online account or by visiting store
- Rewards expiration: Points will expire if you do not redeem them at least 12 months after you earn them
- Average value of 1 point: 0.1 cents
You can learn more about how to redeem Sears Credit Card rewards on WalletHub. Keep in mind that no matter how you choose to spend your rewards, it’s always best to redeem them regularly as they don’t do you any good sitting unused in your account. It’s also a good practice to pay your balance on time and in full every month, so fees and interest don’t wipe out all of your gains from rewards.
Please note that the Sears Credit Card may no longer be available to new applicants. Information presented on this page may no longer be accurate.
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Sears Credit Card points will expire if you do not redeem them at least 12 months after you earn them. You will also forfeit any unredeemed points if you or Citibank closes your Sears Credit Card account for any reason.
Because Sears Credit Card points will eventually expire, it's a good idea to redeem them as often as possible so you don't lose them. In addition, you'll minimize the risk of devaluation.
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