Chip Lupo, Credit Card Writer
@CLoop
It is not hard to get the Target Credit Card because you only need fair credit to qualify, which means you should have good approval odds with a credit score of 640 or higher. You also need to have a steady income, an SSN and a valid ID, which is standard.
Just keep in mind that even though it’s not especially hard to get the Target Credit Card, you’re still not guaranteed to be approved.
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