How can I do a balance transfer with PNC Bank?

You can do a balance transfer with PNC Bank by making a request either online or over the phone at (800) 558-8472. You will need to have a PNC credit card account open for at least 13 days before making a request.

PNC Bank balance transfers usually take at least 10 days to process. In the meantime, continue to make payments on your original debt in order to avoid any late fees and possible damage to your credit score.

How to Do a Balance Transfer with PNC Bank

1. Log in to your PNC Bank account.
2. Select “Balance Transfer Center” from the “Customer Service” menu.
3. Click on the balance transfer offer you are eligible for.
4. Enter the account number(s) and the amount(s) you’d like to transfer.
5. Verify your information is correct and submit the application.

Key Things to Know About PNC Bank Balance Transfers

• PNC Bank accepts balance transfers from other issuers’ credit cards. PNC Bank does not allow balance transfers from other PNC Bank credit accounts.
• If you’re transferring a balance to a credit card with an introductory APR on balance transfers, try to pay off the balance before the introductory rate expires.
• Any balance remaining after that will accumulate interest daily at the card’s regular APR.
• There is a fee of 3% on PNC Bank balance transfers. Make sure to take this into account, too.

Ultimately, a balance transfer calculator can also help you figure out how much you can save with a balance transfer.