Frankie Solomon, WalletHub Analyst
@frankie.solo
You may be able to go over your Indigo Credit Card credit limit if the issuer authorizes the transaction, but it can be costly and it is not guaranteed. According to the card’s terms, the issuer may still decline any transaction that would exceed your limit, even if you’ve agreed to allow over-limit charges. To check your specific account’s eligibility, call customer service at (800) 353-5920.
If an over-limit transaction is approved, the overlimit fee is:
- $30 if you haven’t been charged an over-limit fee in any of the prior six billing cycles
- $41 if you have been charged an overlimit fee within the past six billing cycles
The issuer will only charge you one over-limit fee per billing cycle, even if you go over your credit limit multiple times in the same billing cycle. However, if your new balance remains over your limit by the payment due date, you could be charged up to two additional overlimit fees in future billing cycles.
Indigo® Mastercard® for Less than Perfect Credit
Indigo® Mastercard® for Less than Perfect Credit
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Kyle Baird, Member
@bkylee
You can go over your Indigo Platinum credit limit by making a purchase that exceeds your available credit.
Take into account that the Indigo Platinum has a $38 over-limit fee. Therefore exceeding its modest credit limit is going to be expensive, so try avoiding that.
The amount you can go over your credit limit is not disclosed by the issuer.
People also ask
What is the highest credit limit for the Indigo Credit Card?
The highest credit limit for the Indigo Credit Card is $2,000, according to Indigo customer service. Your credit limit could be anywhere from $700 - $2,000 and will be determined based on your credit score and other factors when you apply.
Your exact credit limit will be disclosed when you get your card and on your monthly statements, so you’ll know how much you can spend per month. The issuer could increase or decrease your limit...
read full answer by Erinn Dimond, WalletHub WriterWhy was my Indigo credit card credit limit lowered?
Your Indigo® Mastercard® for Less than Perfect Credit credit limit may have been lowered due to late payments, inactivity on your card, or a change in your credit history. Concora Credit will periodically review how you’re managing your current limit and may lower it if they don’t think you can afford the full thing.
You can call Concora Credit at 1-800-353-5920 to ask about the particular reasons why your credit limit was lowered. You can also learn more about the...
read full answer by Christie Matherne, Credit Card WriterHow do I increase my Indigo Credit Card credit limit?
You can increase your Indigo Credit Card credit limit by using the card regularly, staying below your credit limit, and paying more than the minimum amount due each month. Indigo Credit Card does not accept credit limit increase requests from cardholders, though they do keep track of your account activity to see if you are eligible for a credit limit increase. If you do qualify for a higher credit limit, the increase will apply automatically, and you will be...
read full answer by Bogdan Roberts, Credit Cards ModeratorDid we answer your question?
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