Chip Lupo, Credit Card Writer
@CLoop
You can request a Lowe's Store Card credit limit increase online or by calling customer service at 1-800-444-1408. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Synchrony Bank has on file. Synchrony Bank will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.
How To Get a Lowe's Store Card Credit Limit Increase Online
- Log in to your online account.
- Click "Services,” and then "Request Credit Increase".
- Enter your desired credit limit.
- Confirm the information entered and click "submit” to complete the request.
You should receive a decision in just a few seconds. If you’re approved for a Lowe's Store Card credit limit increase, the new limit is effective immediately.
Impact of a Lowe's Store Card Credit Limit Increase on Your Credit Score
When you request a Lowe's Store Card credit limit increase, Synchrony Bank will conduct a soft pull of your credit report, which does not affect your credit score. However, some Lowe's Store Card credit limit increase requests may involve a hard pull, which will cause a short-term dip in your credit score. Synchrony Bank cannot do a hard pull without your permission.
Alternatively, you could be eligible for a Lowe's Store Card credit limit increase without even requesting one. The Lowe's Store Card may offer an automatic credit limit increase if Synchrony Bank’s regular review of your account shows a history of on-time payments and low debt.
Popular Credit Cards from Our Partners
adavids6853, Member
@adavids6853
Have Lowe’s card as well started last November with CL $5900 just asked today for $20k they counter and gave me $12k
Gregg Davis, Member
@gdavis4278
Log onto lowes.com select the card you have, login and you will see request increase. I give you a hint ask for a stupid amount. They will counter offer. Last year got the card $800 limit, requested for 5000 they gave it to me instantly, I went again asked for 30k they came back with 17k. 713 score. Doesn't look like the ping my credit report
People also ask
How can I talk to Lowe's Store Card customer service?
To talk to Lowe's Store Card customer service, call (800) 444-1408 and then wait to be connected to an agent. This process will get you in contact with a live representative who should be able to answer your questions or direct you to the appropriate department.
How to Talk to Lowe's Store Card Customer Service by Phone
- Call the Lowe's Store Card customer service department. You can even use the number on the back of your card.
- Wait to...
What is the Lowes Credit Card approval time?
The Lowe's Store Card approval time can be just a few seconds, both for online and in-store applications. When you receive instant approval, you'll be sent an email with temporary card information that you can use until your card arrives. In case you’re not instantly approved, you should receive a decision within 7-10 business days.
Before applying, you should make sure you qualify for the card. That way, your odds of getting approved instantly for the...
read full answer by Bogdan Roberts, Credit Cards ModeratorHow can I pay my Lowe's Credit Card?
You can make Lowe's Store Card payment online, by phone, by mail or at a store. To pay your Lowe's Store Card bill online, log in to your online account and find the payment button. Then, choose how much to pay, when to pay it, and where the payment is coming from. Synchrony Bank does allow cardholders to set up automatic payments, too.
Ways to Make Lowe's Store Card Payment
- Online: Log in to your online account and...
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.