Chip Lupo, Credit Card Writer
@CLoop
The best Lowe's Store Card promotion is 20% off first purchase, up to $100 discount, exclusions apply. Cardholders do not need to do anything specific to take advantage of this Lowe's Store Card promotion, as it applies automatically There are a few other noteworthy Lowe's Store Card promotions to take advantage of as well.
Lowe's Store Card Promotions for September 2025
- 20% off first purchase, up to $100 discount, exclusions apply.
- An introductory APR of 0% - 9.99% for 6 - 84 months on purchases (31.99% regular APR after that). Note, though, that this is deferred interest; if you miss a due date along the way or don’t repay your full balance by the due date, interest will retroactively apply to your original purchase amount at the full regular rate.
Credit card promotions change often, so if you see something you’re particularly interested in, you should consider applying for the Lowe's Store Card to take advantage of the offer while it’s available. Another factor in your decision to apply should also be whether this card will continue to be worthwhile even after its limited-time promotions end.
To stay on top of the latest offers, check out WalletHub’s editors’ picks for the best credit card promotions, which are updated regularly.
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People also ask
How do I get a Lowe's Store Card credit limit increase?
You can request a Lowe's Store Card credit limit increase online or by calling customer service at 1-800-444-1408. To raise your chances of being approved for a higher credit limit, pay your bill on time for at least six straight months, reduce your outstanding debt, and update the income Synchrony Bank has on file. Synchrony Bank will be more likely to increase your credit limit if the revised income clearly shows that you can afford a higher limit.
... read full answer by Chip Lupo, Credit Card WriterHow do I apply for the Lowe's Store Card?
The easiest way to apply for the Lowe's Store Card is online, and you can get to the online application by clicking the “Learn More” button on WalletHub or by going directly to Synchrony Bank’s website. Alternatively, you can apply in store.
Keep in mind that the Lowe's Store Card requires fair credit, which means you need a 640+ credit score for high approval odds. Also note that applying for the card triggers a hard inquiry, which may temporarily...
read full answer by WalletHub, Financial CompanyWhat is the Lowe's Credit Card credit score requirement?
The Lowe's Store Card credit score requirement is 640 or better. That means people with fair credit or better have a shot at getting approved for the Lowe's Store Card.
Note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the Lowe's Store Card, too. Some other key criteria include your income, existing debt load, recent credit inquiries, number of open accounts, housing status, and...
read full answer by Adam McCann, Financial WriterDid we answer your question?
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