Chip Lupo, Credit Card Writer
@CLoop
The main opensky requirements are that an applicant must be at least 18 years old with a valid Social Security number or tax ID number. Applicants must also agree to put down a security deposit of $200+ before they can open the account. There’s no minimum credit score requirement, as the opensky card is designed for people with bad credit and beginners with little or no borrowing history.
opensky Card Requirements
- At least 18 years old
- Physical U.S. address (no P.O. boxes)
- Proof of income to make the monthly minimum payment
- Social Security number or tax ID number
- $200 security deposit
While the opensky card has no minimum credit score requirement, Capital Bank may reject your application if there are serious negative entries on your credit report, such as a pending bankruptcy. In addition, if you apply for the opensky card, it’s vital that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.
People Also Apply For
People also ask
How can I get an opensky credit limit increase?
You can get an opensky credit limit increase by making a request through your online account and adding more funds to your security deposit if you're approved. opensky does give credit limit increases, but you must request them.
How to Get an opensky Credit Limit Increase
- Log in to your opensky online account.
- Choose the "Request Credit Line Increase" option in the "Account Services" section.
- Submit your request.
- If approved, you’ll...
Does opensky run your credit?
No, the opensky card does not run a credit check when you apply. In fact, this card does not perform any credit checks. opensky is a secured credit card designed for those looking to rebuild their credit, so it is available to applicants with bad or no credit.
opensky requires a minimum security deposit of $200. Your refundable security deposit also acts as your credit limit.
You can submit an application online. You will need to provide...
read full answer by Bogdan Roberts, Credit Cards ModeratorCan you rent a car with an opensky credit card?
Yes, you can rent a car with the opensky Credit Card. The card is on the Visa network. That means you can use the opensky Credit Card at 10.7 million merchant locations in the U.S., as well as with millions more merchants across 200 countries and territories worldwide, including car rental agencies.
Keep in mind, rental companies typically place a hold on your payment account to cover incidentals. So you’ll need to have enough...
read full answer by WalletHub, Financial CompanyDid we answer your question?
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