Bogdan Roberts, Credit Cards Moderator
@bogdan_roberts
You cannot apply for an Orchard Bank credit card anymore, as these cards are no longer available. Orchard Bank was a subsidiary of HSBC, known for offering credit cards to people with fair credit and bad credit. Capital One acquired most of HSBC's U.S. credit card business a while back. So, they stopped accepting applications for the Orchard Bank credit cards.
However, there are still plenty of alternatives from other issuers to choose from. So, make sure you weigh your options before applying for a credit card.
Alternative Credit Card Options
- Rates & Fees Good Credit: Citi Double Cash® CardLearn MoreLearn Moreon issuer's website
- Rates & Fees Good Credit: Citi Double Cash® CardLearn MoreLearn Moreon issuer's website
- Good Credit: Citi Double Cash® CardLearn MoreLearn More
- No Credit: Petal® 2 Visa® Credit CardLearn MoreLearn More
- No Credit: Petal® 2 Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Credit: Petal® 2 Visa® Credit CardLearn MoreLearn More
- Unsecured: OneMain Financial BrightWay® CardLearn MoreLearn More
- Unsecured: OneMain Financial BrightWay® CardLearn MoreLearn Moreon issuer's website
- Unsecured: OneMain Financial BrightWay® CardLearn MoreLearn More
- Rates & Fees No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- Rates & Fees No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn Moreon issuer's website
- No Credit Check: opensky® Plus Secured Visa® Credit CardLearn MoreLearn More
- Secured: U.S. Bank Cash+® Visa® Secured CardLearn MoreLearn More
- Secured: U.S. Bank Cash+® Visa® Secured CardLearn MoreLearn Moreon issuer's website
- Secured: U.S. Bank Cash+® Visa® Secured CardLearn MoreLearn More
- Good Credit:
- No Credit:
- Unsecured:
- No Credit Check:
- Secured:
Feel free to also take a look at our editors’ picks for the best credit cards for fair credit, as well as the best credit cards for bad credit available right now on the market.
charlessnydertttsemperfi, Member
@charlessnydertttsemperfi
There is NO Orchard Bank Card. It was bought by Capital One Years ago... and they no longer issue Orchard Bank Cards. Facts NOT Fiction.
People also ask
Does HSBC have pre-approval?
HSBC sends pre-approved card offers to potential applicants via mail or e-mail, and existing customers may receive pre-approval for a new card through their online account. To respond to an HSBC pre-approved offer, visit the website listed in your offer and enter the enclosed invitation code. This allows HSBC to flag the application as pre-approved.
HSBC pre-approval doesn’t guarantee that you’ll be approved for a card, but it does indicate that your chances of...
read full answer by Chip Lupo, Credit Card WriterHow do I get a credit card for the first time?
To get a credit card for the first time, you must be at least 18 years old and have enough income to afford monthly credit card payments, in addition to your other expenses. The minimum payments on a starter credit card usually are around $15 per month.
The two basic steps involved in getting a credit card for the first time are to: 1) compare credit card offers designed specifically for people with limited or no...
read full answer by Adam McCann, Financial WriterWhat's the easiest unsecured credit card to get approved for?
The easiest unsecured credit cards to get include the OneMain Financial BrightWay® Card, the Petal® 2 Visa® Credit Card and the Capital One QuicksilverOne Cash Rewards Credit Card (see details, rates & fees). People with bad credit can get the OneMain Financial BrightWay® Card, while the Petal 2 Card and the Capital One QuicksilverOne (see details, rates & fees) card are for those with limited credit history.
Easiest Unsecured Credit Cards to Get
- Best for Bad Credit: OneMain Financial BrightWay® Card
- Best for No Credit: Petal® 2 Visa® Credit Card
- Best for Cash Rewards: Capital One QuicksilverOne Cash Rewards Credit Card (see details, rates & fees)
- Best for Students: Capital One Savor Student Cash Rewards Credit Card (see details, rates & fees)
- Best for Businesses: Capital One Spark Classic for Business *
- Best for Building...
Did we answer your question?
Important Disclosures
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers. For full transparency, here is a list of our current advertisers.
Advertisers compensate WalletHub when you click on a link, or your application is approved, or your account is opened. Advertising impacts how and where offers appear on this site (including, for example, the order in which they appear and their prevalence). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.
Advertising enables WalletHub to provide you proprietary tools, services, and content at no charge. Advertising does not impact WalletHub's editorial content including our best picks, reviews, ratings and opinions. Those are completely independent and not provided, commissioned, or endorsed by any company, as our editors follow a strict editorial policy.