Lisa Cahill, Credit Cards Moderator
@lisacahill
The best PNC business credit card is the PNC BusinessOptions® Visa Signature® Credit Card because it gives 1.5% cash back on all purchases, plus an initial bonus of $800 statement credit after spending $15,000 in the first 3 billing cycles. It also has a $0 annual fee.
PNC Business Credit Cards
Initial Bonus: $800 statement credit after spending $15,000 in the first 3 billing cycles
Ongoing Rewards: 1.5% cash back on all purchases
Annual Fee: $0
Credit Score: Excellent
Initial Bonus: $400 statement credit after spending $3,000 within the first 3 billing cycles
Ongoing Rewards: 1.5% cash back on all purchases
Annual Fee: $0
Credit Score: Excellent
Initial Bonus: N/A
Ongoing Rewards: 5 points per $1 spent on all purchases
Annual Fee: $0
Credit Score: Good
Initial Bonus: N/A
Ongoing Rewards: 2 miles per $1 spent on all purchases on the first $2,500, and 1 mile per $1 spent thereafter
Annual Fee: $0
Credit Score: Excellent
Transfer Intro APR: 0% for 13 months
Ongoing Rewards: N/A
Balance Transfer Fee: 5% (min $5)
Annual Fee: $0
Credit Score: Excellent
Applicants need at least Good credit for approval.
Popular Credit Cards from Our Partners
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Low Intro APR & Bonus Rewards
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Everyday Cash Back
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Good Credit
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0% Intro APR
People also ask
What credit score do you need for the PNC Visa Business Credit Card?
The credit score needed for the PNC Visa® Business Credit Card is 750 or better. That means that this card requires excellent credit for approval.
You should note that while your credit score is an important factor, there are plenty of other things that will impact your chances of being approved for the PNC Visa® Business Credit Card, too. Some other key criteria include your income, existing debt load, number of open accounts, recent credit inquiries, employment status and housing status.
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read full answer by Maria Adams, Credit Cards ModeratorDoes PNC Bank give high credit limits?
PNC Bank credit limits are $300 to $5,000, at a minimum, depending on the card. The credit limit that you receive will depend primarily on your credit score and income, with higher scores and income levels leading to higher credit limits.
PNC Bank Credit Limits by Credit Card
- PNC Bank Secured Credit Card: $300+
- PNC Cash Unlimited® Visa Signature® Credit Card: $5,000+
- PNC Spend Wise℠ Visa Card: 500+
- PNC Cash Rewards® Visa® Credit Card: $500+
PNC Bank typically discloses only the minimum credit limit for its...
read full answer by Emmy Madison, MemberIs it easier to qualify for a business credit card?
No, it’s not easier to qualify for a business credit card than it is to qualify for a regular credit card because you need to represent a business, in addition to meeting the standard approval requirements for a credit card. Plus, there aren’t many choices available for business owners with low credit scores. Most business credit cards require a personal credit score of at least 700, along with enough income to afford the monthly payments.
... read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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