Ryan P Page, Staff Writer
@ryan_page
One of the best secured credit cards with no foreign transaction fee is the Capital One Quicksilver Secured Cash Rewards Credit Card because it offers 1.5 - 5% cash back on all purchases and has a $0 annual fee. The card requires a minimum deposit of $200 and it is available to people with bad credit.
Only a few secured credit cards are suitable for international use because many of them have a foreign transaction fee. While some issuers, like Capital One, waive the fee on all cards, others only do so for unsecured travel rewards cards. Most of those rewards cards require good or excellent credit to get approved.
Best Secured Credit Cards with No Foreign Transaction Fee
Foreign Transaction Fee: $0
Ongoing Rewards: 1.5 points per $1 spent on all purchases
Annual Fee: $0
Minimum Deposit Required: $200
Credit Score: Bad
Foreign Transaction Fee: $0
Ongoing Rewards: 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel, and 1.5% cash back on all other purchases
Annual Fee: $0
Minimum Deposit Required: $200
Credit Score: Bad
Foreign Transaction Fee: $0
Ongoing Rewards: 3% cash back on gas and EV charging, and 2% on utilities and groceries (with a combined $1,000 monthly cap), and 1% on all other eligible purchases
Annual Fee: $0
Minimum Deposit Required: $400
Credit Score: Bad
Foreign Transaction Fee: 0%
Ongoing Rewards: 1 point per $1 spent on all purchases
Annual Fee: $0
Minimum Deposit Required: $500
Credit Score: Bad
For more options, check out the rest of WalletHub’s picks for the best credit cards without a foreign transaction fee. For tips on improving your credit and getting approved for a travel card, check out WalletHub’s guide on how to improve your credit score. You can also check your current credit score for free on WalletHub.
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People also ask
Which banks have no foreign transaction fees?
Banks that have no foreign transaction fees on any of their credit cards and just on certain ATM withdrawals and debit card transactions include Capital One and HSBC. There are also plenty of banks that offer no foreign transaction fees on certain types of financial products, but not others. Below, you can see what each major bank offers.
Banks with No Foreign Transaction Fees
- American Express: Certain credit cards
- Bank of America: Certain credit cards...
How much is the Discover it Secured foreign transaction fee?
The Discover it® Secured Credit Card foreign transaction fee is $0. All Discover credit cards have $0 foreign transaction fees. That means you can use the Discover it Secured Card without having to pay the extra surcharge for international purchases. Most credit cards charge a foreign transaction fee between 2% and 4% on all purchases processed outside of the U.S.
read full answer by Maria Adams, Credit Cards ModeratorHow do I avoid foreign transaction fees?
The best way to avoid foreign transaction fees is to use a debit or credit card that waives foreign fees when you're traveling abroad or making online purchases from international retailers. About 25% of credit card offers don't have foreign transaction fees, so there’s no reason to pay the extra charge.
How to avoid foreign transaction fees
- Get a credit card with no foreign transaction fee
- Understand that foreign fees can...
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