Chip Lupo, Credit Card Writer
@CLoop
Yes, the Surge® Platinum Mastercard® does have pre-approval. Surge Card requires applicants to check for pre-approval before they can apply, so you will have a good idea of your approval odds if you choose to apply. Getting pre-approved for a Surge Credit Card means that your chances of being approved for an account are very high if you apply, but it does not mean that approval is guaranteed.
Surge Credit Card pre-approval does not affect your credit score, as it’s done using a soft “pull,” or inquiry. But if you decide to apply for the Surge® Platinum Mastercard®, Celtic Bank will conduct a hard inquiry, which might lead to a slight but temporary decrease in your credit score.
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People also ask
Does Surge increase your credit limit?
The Surge Credit Card will consider you for a credit limit increase if you make monthly payments on time. After that, the Surge Credit Card’s issuer, Continental Finance, will continue to evaluate your account periodically to give you the opportunity for even higher Surge Credit Card credit limits.
Requirements for a Surge Credit Card Credit Line Increase
- Keep your account open for at least six months.
- Make at least minimum monthly payments.
- Pay your credit card bill on...
Whats the difference between pre-approved and pre-qualified credit cards?
Pre-approved and pre-qualified credit card offers both indicate that a potential applicant is likely to be approved, but they are used in slightly different situations. Being pre-approved means the issuer sent you an offer, while pre-qualification usually means you checked your approval odds through the issuer’s website. However, the terms are often used interchangeably.
Both pre-approved and pre-qualified credit card offers have no effect on your credit standing, as issuers only use a soft pull...
read full answer by WalletHub, Financial CompanyWhat credit cards can I pre-qualify for?
You can pre-qualify for credit cards with several major credit card companies, including American Express, Bank of America, Capital One, and Wells Fargo using the pre-qualification tool on their website. To check for a pre-qualified offer on an issuer’s website, you just enter a few pieces of personal info and press a button. You will then see any cards you’re pre-qualified for.
Keep in mind that if you get a pre-qualified offer, you’ll still have...
read full answer by Chip Lupo, Credit Card WriterDid we answer your question?
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